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Protect Your Family's Financial Future for Life and Beyond!

Get comprehensive financial protection for your family with total coverage under one plan.

Benefits of Zindagi Protect : :

  • Option to choose between Life Cover up to age 100 OR Return of Premium, limited pay OR regular pay premium payment options, for all round protection

  • Avail Better Half Benefit, Child Future Protect Benefit and Premium Break Benefit option*³ in same plan

  • Enjoy special Exit Benefit to receive all the premiums paid back^, available under life cover option with limited pay

  • 6% Discount on first-year premium, by completing your medical examination within 7 days of purchase (login)

Savings & Flexibility for your Future Financial Goals!

A flexible savings plan with three income options to cater to the growing future financial needs of you and your family!

Benefits of Flexi Savings Plan :

  • Flexible Income + Life Cover + Tax Benefits³ in one plan

  • Pick from 3-Plan Options - Flexi-Income Option, Flexi-Income PRO Option & Large Sum Option

  • Option to choose Income Start Year (ISY) as early as 2nd Policy Year

  • Increased savings with Cash Bonus⁵ and Reversionary Bonus⁷, if applicable

Har Sapna Karo Poora with Guaranteed¹ Savings!

Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².

Benefits of Guaranteed Savings STAR :

  • Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments

  • Enhanced Cover option to secure your family with 20x the premium^⁴ paid

  • Guaranteed¹ savings & life cover for a policy term as high as 40 years

  • Family Income Benefit option to ensure your family doesn’t have to compromise on dreams

Grow your future income, step by step!

Protect your future with a personalized plan that provides steady, guaranteed¹ returns

Benefits of Premier Guaranteed STAR :

  • Guaranteed¹ regular income and / or guaranteed¹ lump sum on maturity

  • Financial protection to your family in case of your untimely death

  • Flexibility to customize your plan with various Policy Term, Premium Payment Term options

  • Availability of 6 Riders⁹ to enhance your protection

Buying an Online Policy Was Never So Easy

Buying an Online Policy Was Never So Easy

Select Category

From multiple offerings based on your requirement, select the one that suits your needs.

Choose Your Plan & Premium

Based on your basic details, we recommend an investment amount and a plan which you have complete control to change.

Fill the Proposal Form

We will assist you to fill the proposal form and help you submit documents for issuance of policy.

Review & Pay

We provide flexibility of payment so you can make the payment using any platform that is suitable for you.

Secured Future Begins

Your plan is issued after your details and documentation is verified.

Reasons Why You’re Bound To Love Us Back

Reasons Why You’re Bound To Love Us Back

We are always there for you!

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We are always there for you!

For queries, write to onlinesales@edelweisslife.in
Contact us on 022 6611 6018

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* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

0- Provided the premium paying term is more than or equal to 10 years.

^ The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

1- This is applicable only if all due premiums are paid and the policy is inforce.

2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

4- Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.

5 - Cash Bonus is a non-guaranteed benefit in the form of cash payout, payable annually in arrears every policy year, starting from the Income Start Year till maturity or death, whichever is earlier, while the policy is in-force.

7- The Reversionary Bonus is not guaranteed and would be declared based on the performance of the par fund. But once Reversionary Bonus is declared, it becomes guaranteed to be payable.

8- Provided all due premiums are paid/waived-off and the policy is in-force.

9- Riders are Optional and available at extra cost.

*1- For enchanced Sum assured of Rs.25 Lakhs, healthy male, age 18 whose premium is Rs. 5329/year which amounts to Rs.15/day exclusive of taxes.

*2- At the discretion of the Company and based on the performance of the participating fund, Simple Reversionary Bonus, if any may accrue every year from first policy year.

*3- For more details please read the sales brochure separately

^1 Please refer “Your Plan Benefits” section in product brochure for complete details.

^² The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.

^⁴ Annualized Premium shall be the premium amount payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
~ If you have opted for other than Single Pay, you have the option to choose an additional benefit in the form of ‘Family Benefit’. This Option is to be chosen at the inception of policy, if chosen, it cannot be opted out/changed during the Policy Term. The two options available under the ‘Family Benefit’ are - Family Benefit on Death and Family Benefit on Critical Illness and Death. For more details refer product brochure.

The Non-Linked Insurance Products do not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale. 

Edelweiss Life – Legacy Plus is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N090V01

Edelweiss Life – Guaranteed Growth Plan is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N089V01

  • Edelweiss Life – Bharat Savings STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N088V02

Edelweiss Life – Zindagi Protect is only the name of an Individual, Non-Linked, Non-Participating, Pure Risk Premium/Savings, Life Insurance Plan. UIN: 147N078V01

Edelweiss Life – Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan. UIN: 147N069V01 
Edelweiss Life – Flexi-Savings Plan is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan.   UIN: 147N075V01

Edelweiss Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan UIN: 147N074V01

Edelweiss Life - Guaranteed Income STAR is only the name of a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. UIN: 147N073V01

Edelweiss Life – Premier Guaranteed Income is only the name of an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N072V02

Edelweiss Life - GCAP is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N031V02

Edelweiss Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N065V01

Edelweiss Life – Income Builder is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N057V02

Edelweiss Life – Single Pay Endowment Assurance Plan is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product.  UIN: 147N018V03

Edelweiss Life - POS SARAL NIVESH  is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N038V02

Edelweiss Life – Dhan Labh is only the name of an Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N033V02

Edelweiss Life – Smart Lifestyle is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N040V02

Edelweiss Life – Immediate Annuity Plan is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, General Annuity Product. UIN: 147N019V02

Edelweiss Life – Cashflow Protection Plus is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N028V02

Edelweiss Life – Forever Pension is only the name of a Non-Linked, Non-Participating Single Premium Individual General Annuity Plan. UIN:147N068V01

Edelweiss Life - Saral Pension is only the name of a Non-Linked Non-Participating Individual Immediate Annuity Plan. UIN:1147N070V01

Edelweiss Life – CritiCare+ is only the name of the non participating non linked critical illness plan and does not in any way indicate the quality of the plan, its future prospects, or returns. UIN: 147N030V02

Edelweiss Life - Pradhan Mantri Jeevan Jyoti Bima Yojana is only the name of the Group, nonparticipating, non-linked yearly renewable group term insurance plan and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147G039V01

Edelweiss Life - Group Life Protection is only the name of a Group, Non-Linked, Non-Par, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05

Edelweiss Life – Group Employee Benefit Plus is only the name of a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product with yearly renewable policy term and does not in any way indicate the quality of the plan, its future prospects or returns. UIN: 147N064V01

Edelweiss Life – Group Credit Protection is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N002V03

Edelweiss Life – Group Total Secure is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N059V02

Edelweiss Life – Jan Suraksha is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product.  UIN: 147N058V02

Edelweiss Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147N012V0

Edelweiss Life – Gramin Bima is a Group, Non-Linked, Non-Participating, Pure Risk Premium, Life, Micro Insurance Product.  UIN: 147N079V01

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year. 

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. These plans do not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

Edelweiss Life – Wealth Rise+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L076V01

Edelweiss Life – Wealth Secure+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L062V01

Edelweiss Life – Wealth Plus is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L055V03

Edelweiss Life – Wealth Gain+ is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L061V02

Edelweiss Life – Wealth Ultima is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L037V02

Edelweiss Life – Wealth Premier is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L066V01

Edelweiss Life – Premier Guaranteed STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN is 147N077V01

Edelweiss Life – Easy Pension is the name of A Unit-Linked, Non-Participating, Individual, Pension Product. UIN: 147L034V02

Edelweiss Life - Group Wealth Accumulation is  the name of the non-participating, unit linked group life insurance contract. UIN: 147L014V02

Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under any Policy may be available as per the prevailing Income Tax laws in India . For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.

ARN : WP/3736/Mar/2024

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