Life Insurance Products offered by Edelweiss Life
Products that Make Your Zindagi Unlimited
Take a Step Ahead to Secure Your Life
Protect Your Family's Financial Future for Life and Beyond!
Financial protection for your family with total coverage under one plan.
Benefits of Zindagi Protect Plus :
Term life cover with the option of staying protected until you’re 100 years old!
Limited pay OR regular pay premium payment options available.
Choice to get Better Half Benefit, Child's Future Protect Benefit, and Premium Break Benefit*³ under Life Cover Option.
Choose Special Exit Benefit if you want your premiums paid back^ upon discontinuing your policy.
6% Discount on 1st year premium, if you complete medical examination within 7 days of purchase (login).
Savings & Flexibility for your Future Financial Goals!
A flexible savings plan with three income options to cater to the growing future financial needs of you and your family!
Benefits of Flexi Savings Plan :
Flexible Income + Life Cover + Tax Benefits³ in one plan
Pick from 3-Plan Options - Flexi-Income Option, Flexi-Income PRO Option & Large Sum Option
Option to choose Income Start Year (ISY) as early as 2nd Policy Year
Increased savings with Cash Bonus⁵ and Reversionary Bonus⁷, if applicable
Grow your future income, step by step!
Protect your future with a personalized plan that provides steady, guaranteed¹ returns
Benefits of Premier Guaranteed STAR :
Guaranteed¹ regular income and / or guaranteed¹ lump sum on maturity
Financial protection to your family in case of your untimely death
Flexibility to customize your plan with various Policy Term, Premium Payment Term options
Availability of 6 Riders⁹ to enhance your protection
Har Sapna Karo Poora with Guaranteed¹ Savings!
Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².
Benefits of Guaranteed Savings STAR :
Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments
Enhanced Cover option to secure your family with 20x the premium^⁴ paid
Guaranteed¹ savings & life cover for a policy term as high as 40 years
Family Income Benefit option to ensure your family doesn’t have to compromise on dreams
Buying an Online Policy Was Never So Easy
Select Category
From multiple offerings based on your requirement, select the one that suits your needs.
Choose Your Plan & Premium
Based on your basic details, we recommend an investment amount and a plan which you have complete control to change.
Fill the Proposal Form
We will assist you to fill the proposal form and help you submit documents for issuance of policy.
Review & Pay
We provide flexibility of payment so you can make the payment using any platform that is suitable for you.
Secured Future Begins
Your plan is issued after your details and documentation is verified.
Reasons Why You’re Bound To Love Us Back
We want to enable our customers to achieve their financial goals and be financially secured.
We have the expertise in making you grow your wealth.
We constantly innovate our offerings to get better results to secure your future.
We are always there for you!
For queries, write to [email protected]
Contact us on 022 6611 6018
* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
1- Applicable only if all due premiums are paid and the policy is in-force.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
5 - Cash Bonus is a non-guaranteed benefit in the form of cash payout, payable annually in arrears every policy year, starting from the Income Start Year till maturity or death, whichever is earlier, while the policy is in-force.
6- Income Benefit payouts are paid end of the Year.
7- The Reversionary Bonus is not guaranteed and would be declared based on the performance of the par fund. But once Reversionary Bonus is declared, it becomes guaranteed to be payable.
8- Provided all due premiums are paid/waived-off and the policy is in-force.
^1 Please refer “Your Plan Benefits” section in product brochure for complete details.
^² The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.
^⁵ - Deferment period refers to the number of years from the start of the Policy after which the Annuity Payouts will begin.
*3- For more details please refer product brochure.
^- The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. Please refer sales brochure for more details.
Edelweiss Life –Zindagi Protect Plus is an Individual, Non-Linked, Non-Participating, Pure Risk /Savings, Life Insurance Plan. UIN: 147N080V01
Edelweiss Life – Legacy Plus is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N090V02
Edelweiss Life – Group Total Secure is a Group, Non-Linked, Non-Participating, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N059V03
Edelweiss Life – Jan Suraksha is a Group, Non-Linked, Non-Participating, Pure Risk Premium, Life, Micro Insurance Product. UIN: 147N058V02
Edelweiss Life – Bharat Savings STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N088V03
Edelweiss Life – Flexi-Savings Plan is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N075V03
Edelweiss Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan UIN: 147N074V03
Edelweiss Life - Guaranteed Income STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. UIN: 147N073V03
Edelweiss Life – Active Pension Plus is a Non-Linked, Non-Participating Single Pure Risk/Savings Individual General Annuity Plan. UIN: 147N091V01
Edelweiss Life - Group Life Protection is a Group, Non-Linked, Non-Participating, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05
The Linked Insurance Products do not offer any liquidity during the first five year of the contract. The Policyholder will not be able to surrender/withdrawn the monies invested in Linked Insurance Product completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. These plans do not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Edelweiss Life – Wealth Rise+ is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product. UIN: 147L076V02
Edelweiss Life – Wealth Plus is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product. UIN: 147L055V04
Edelweiss Life – Wealth Ultima is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product. UIN: 147L037V03
Edelweiss Life – Wealth Premier is the name of a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product. UIN: 147L066V03
Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under any Policy may be available as per the prevailing Income Tax laws in India . For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336 | ARN : WP/3970/Nov/2024
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | www.edelweisslife.in
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |