About COVID-19

 COVID-19 or Coronavirus is an infectious disease caused by a newly discovered virus called severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2). Read More
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Life Insurance Plan That Cover COVID Claims

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About COVID-19

 COVID-19 or Coronavirus is an infectious disease caused by a newly discovered virus called severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2).

Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment. However, older people, and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more likely to develop serious illness.

Does Your Insurance Plan Cover COVID-19 Claim?

Term insurance plans in India cover COVID-19 claims, subject to scrutiny by insurers. There are many insurers who offer covid-19 protection plans which cover the medical expenses incurred during the treatment of COVID-19 which includes hospitalization. 

Types of Insurance Plans That Cover COVID-19

Types of insurance plan that cover covid-19

A COVID-19 Protection Plan

A Coronavirus or a COVID-19 Protection Plan is an insurance policy that covers hospitalization and medical expenses incurred during the treatment of COVID-19.

Term Insurance Plans with COVID Cover

These are term insurance plans that have the provision of covering claims that come under death due to COVID-19. These policies however do not cover any hospitalization expenses.

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The Simple Way Of Protecting You And Your Family

Get the simple, straightforward plan that looks out for your family in case of any unexpected events.

  • Life Cover for your family’s security

  • Flexibility in choosing premium payment options

  • Limited pay option for a liability-free retirement

  • Tax Benefits³ u/s 80c on premiums paid

Why Should I Buy a COVID-19 Plan?

In the current pandemic situation, it is important for everyone to be adequately insured as life has become even more uncertain. Moreover, it is important to consider the high cost of treatment in private hospitals if suffering from Coronavirus. Even if you have a life insurance policy or a health insurance plan, it may not be adequate considering the rise in number of critical cases and deaths due to COVID-19.

Here are reasons why getting a COVID-19 specific insurance plan is a good idea:

  • Life Cover : An insurance plan that covers COVID-19 claims, protects the policyholder’s family in case of a demise due to coronavirus-related complications.
  • COVID-19 Treatment Expenses : If diagnosed with Coronavirus and hospitalized, the treatment expenses can go up to lakhs of rupees. This can be a big burden on the family’s finances. A COVID-19 protection plan will take care of all medical expenses incurred due to COVID-19.
  • Rampant Spread of Virus : Unfortunately, the fact of the matter is that Coronavirus is aggressively spreading across all major cities in the country. There are news of family, friends and neighbours being infected all the time. Even after taking utmost safety precautions, people are getting tested positive with Coronavirus. In such a situation, being mentally and financially prepared is the wisest thing one can do.
  • Age Does Not Matter : During the early onset of COVID-19, it was believed that the disease largely affects seniors. However, over the course of the past three months, it has been observed that Coronavirus can affect any age group and can also prove to be fatal in some cases. It is best to be protected against such a disease, irrespective of your age.
  • Long Time Financial Impact : In the current situation, there are many economic instabilities being faced. Lay-offs, pay-cuts, loss in business have become a common occurrence. If a person suffers from COVID-19 this will lead to further losses as recovery may take more than a month. Having a backup plan that can cover for expenses during such a time is important.

Reasons Why You’re Bound to Love Us Back covid-19 insurance plan

Reasons Why You’re Bound to Love Us Back

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4 - Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.


Edelweiss Life – COVID Shield+ is only the name of a Non-Linked, Non Participating Individual, Pure Risk Premium, Life Insurance Product and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336. UIN: 147N067V01.

ARN No : WP/1473/Feb/2021

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