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Customer Service
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Our Products
- Edelweiss Life - Guaranteed Flexi STAR - A New Assured¹ Savings Plan
New Launch
- Capital Secure+ - A Combination Of Market-Linked And Guaranteed Returns
- Edelweiss Life – Wealth Rise+ - A Double - Advantage ULIP
- Edelweiss Life – Wealth Plus - A Savings, Insurance & Child Benefit Plan
- Edelweiss Life - Zindagi Protect Plus - A Comprehensive Term Plan
New Term Plan
- Edelweiss Life - Premier Guaranteed Star
- All Products
- Edelweiss Life - Guaranteed Flexi STAR - A New Assured¹ Savings Plan
-
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Insurance Guide
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Knowledge Center
- Savings Plans
- Life Insurance
- Term Insurance plans
- Unit Linked Insurance Plans
- Guaranteed Income Plans
- Retirement Insurance
- Health Insurance Plans
- Child plans
- Insurance Fraud Awareness
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- NRI Insurance
- Investment Plans
- Endowment Plans
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"IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER"
Opt for Plus-Sized Happiness!
dreams. Presenting, Edelweiss Life Wealth Plus - a plan that
makes additions every year to your premium amount so that you can
reach your goals faster!
Product Enquiry
Take a step ahead to secure your goals
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Thank you!!
Thank you for sharing your details with us.
Our product expert will get in touch with you soon to understand your life insurance needs.
Wealth plus Sticky navabar structure
Wealth Plus Brochure

A multiple of single/annualized premium as life cover at all times during policy tenure

Product Brochure


Sample Contract


Rate Table

Mortality Charges


Customer Information Sheet

Why Edelweiss Tokio Life Wealth Plus Adds More To Your Life
Why Edelweiss Life Wealth Plus Adds More To Your Life
Let’s Rise Together!
We’ll keep adding to your fund allocation from the first policy year onwards.
Savings Bhi, Protection Bhi
This plan gives you the dual benefit of a life cover and the opportunity to grow your savings.
Look Out for Your Rising Star!
This option gives your child an additional lump sum benefit and waives off future premiums in case you’re no longer around.
Your Move or Mine?
Choose between managing your funds yourself or leaving it to our experts.
Benefits Of Wealth Plus
Benefits Of Wealth Plus
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Additional Allocations
We like to treat our friends! This amount starts at 1% of your annual premium for the first 5 years and increases by 2% every 5 years.
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Rising Star Benefit
Children carry the hope of a brighter future and nothing should diminish their potential. That is why this optional benefit provides an additional payout to your child in case you are no longer around, waives off any future premiums and keeps the policy benefits intact.
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Investment Strategies
Strategy is the name of the game! You can choose from different types of investment strategies to start growing your wealth. The first is the Self-managed Strategy where you make all the decisions, aided by the power of unlimited switches between funds. The second is the Life Stage and Duration Strategy, where our team of experts manage the funds for you.
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Easy Liquidity Option
No one likes to wait! You don’t need to wait till the end of your policy term to start getting your returns. From the 6th policy year onwards, you can start making partial withdrawals from your fund value as per your needs
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Top-Up Premium Option
A little extra goes a long way! Invest any extra funds you have into the policy at your leisure. These extra additions maximize your fund value and get you better returns
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Tax³ Benefits
No more deductions! The premiums paid under this plan are eligible for tax benefit under Section 80(C) and the returns you get are eligible for tax benefit under Section 10(10D).
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Additional Allocations
We like to treat our friends! This amount starts at 1% of your annual premium for the first 5 years and increases by 2% every 5 years.

Rising Star Benefit
Children carry the hope of a brighter future and nothing should diminish their potential. That is why this optional benefit provides an additional payout to your child in case you are no longer around, waives off any future premiums and keeps the policy benefits intact.

Investment Strategies
Strategy is the name of the game! You can choose from different types of investment strategies to start growing your wealth. The first is the Self-managed Strategy where you make all the decisions, aided by the power of unlimited switches between funds. The second is the Life Stage and Duration Strategy, where our team of experts manage the funds for you.

Easy Liquidity Option
No one likes to wait! You don’t need to wait till the end of your policy term to start getting your returns. From the 6th policy year onwards, you can start making partial withdrawals from your fund value as per your needs

Top-Up Premium Option
A little extra goes a long way! Invest any extra funds you have into the policy at your leisure. These extra additions maximize your fund value and get you better returns

Tax³ Benefits
No more deductions! The premiums paid under this plan are eligible for tax benefit under Section 80(C) and the returns you get are eligible for tax benefit under Section 10(10D).

4 Steps To Plus-sized Happiness!
4 Steps To Plus-sized Happiness!
Start Your Edelweiss Life Wealth Plus Journey!
- Choose your preferred premium amount
- Choose your policy term
- Choose your premium paying term
Choose Your Fund Strategy
- Choose between the Self-managed strategy or the Life Stage and Duration. The first option gives you the freedom and unlimited switches to make your own choices; the latter gives us the chance to do this for you.
Customize Away!
- Choose your optional benefits (Rising Star)
- Choose the period over which you get your payout (1,2,3,4 or 5 years)
- Choose the frequency of your payout (yearly, half-yearly, quarterly, monthly)
Sit Back and Relax!
- Submit the requested documents
- Let us verify your details and start your wealth accumulation journey!
EdelweissPremiumReturnsCaculatorWeb
Plan Your Financial Growth With Wealth Plus
Bhavesh invested
₹every year for
Year
By the end of 20 years , Bhavesh receives a fund value of
@
Annual Premium Amount: Rs 50,000
Policy Term 20 Years
Fund Value Rs 0
This is a sample Illustration *These assumed rates of returns are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance. For detailed understanding please refer illustration page.Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns, then these will be clearly marked "guaranteed" in the illustration table. If your policy offers variable returns, then the illustrations will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed, and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. For detailed understanding, please refer to the product illustration.
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Need expert advice

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What Makes Us Your Ideal Partner
What Makes Us Your Ideal Partner

99.23% Claim Settlement Ratio**
Our Promise of Integrity- 99.23% Claim Settlement Ratio** for FY 2024

Recognized for Our Remarkable Customer Journey!
'Bolt' wins under 'Public & Private Collaboration' category at NASSCOM Foundation TechForGood Awards 2024^³
What Makes Us Your Ideal Partner

99.23% Claim Settlement Ratio**
Our Promise of Integrity- 99.23% Claim Settlement Ratio** for FY 2024

Recognized for Our Remarkable Customer Journey!
'Bolt' wins under 'Public & Private Collaboration' category at NASSCOM Foundation TechForGood Awards 2024^³
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher

Thank you so much Krutika for helping me in this Query and it’s really helpful, Thank you for your valuable time.
Shweta Deepak Ghag
(Customer)
Dear Sir/Madam, This is regarding my thankfulness for the Revival of my policy. I'm so impressed of your customer care service team doing a great job as taking responsibilities and fulfilment of the customer needs in a short span of time. My personal wishes and thanks again of each one your team for an Excellent Job.
Babu Kannan M
(Customer)
Thank you so much Deepali Ma’am, You helped me a lot and clearly explained everything about the policy. Once again, thank you so much, you are such a helpful person.
Shilpa Agarwal
(Customer)
I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
Gorachand Adhikari
(Sr. Engineer)Fire Away Queries
Fire Away Queries
Like teachers say, there are no silly questions
What is a wealth accumulation / savings plan?
As an achiever, you would want to make the most of your achievements by enjoying a good lifestyle or planning for some big moments in your life. You may want an early retirement which can be enjoyed in grand style or it could be international education for your child. However, it is also important that we take necessary steps to take care of our family in all certain and uncertain events. Thus, it would be ideal to invest in a plan which takes care of financial security of your family and also helps you accumulate wealth.
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Why should I opt for Edelweiss Life – Wealth Plus?
Edelweiss Life – Wealth Plus offers to increase your fund value at the end of each policy year. You have the option to especially cater to your child’s future financial needs when you’re not around.
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What kind of goals will this plan help me achieve?
As this plan aids you in wealth accumulation while giving protection to your family and tax*¹ benefits, it gives you the freedom to pursue a number of goals. Some of the goals you can achieve include an early retirement which can be enjoyed in grand style or even an international education course for your child.
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Does this plan cover death due to COVID-19?
Yes, this plan covers death due to COVID-19.
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What are the premium paying frequencies available?
You can choose to pay your premiums on an annual, half-yearly, quarterly or monthly basis.
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What is the minimum and maximum policy term?
The minimum policy term is 10 years and the maximum policy term is 20 years.
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What is the minimum and maximum entry age?
The minimum entry age is 1 year and the maximum entry age is 55 years.
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What is the minimum and maximum maturity age?
The minimum maturity age is 18 years and the maximum maturity age is 70 years.
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What is the minimum and maximum top-up premium?
The minimum amount you can invest as top-up premiums is Rs. 5,000. The maximum amount cannot exceed the amount generated by combining all the base premiums paid till that date.
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What are Extra Allocations?
Extra Allocation is one of the additions we make to your plan. This benefit begins from your first policy year. From 1st to 5th policy year, 1% of the annualised premium is added to your fund value.
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What is Premium Booster?
Premium Booster is another benefit we offer to help you maximize your returns. Starting from the 6th policy year, they are added to your fund(s) at the end of each policy year. For instance, the Premium Booster from 6th to 10th policy year is 3% of the annualized premium, 11th to 15th policy year is 5% of the annualized premium, from 16th to 20th policy year is 7% of the annualized premium, and so on and so forth.
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What is Rising Star Benefit?
This optional benefit is designed to safeguard your child’s future in case of unfortunate circumstances. If the Rising Star Benefit has been chosen, an additional benefit will be applicable on your life in addition to the death benefit. On your demise, this additional benefit is applicable for the entire policy term irrespective of your child’s age.
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What will the child get from Rising Star Benefit?
On your demise, your child will receive the following benefits:
- A Lump Sum amount will be paid immediately
- An amount equal to the sum of all the future Modal Premiums (if any) shall be added to your Fund Value
- The future Extra Allocation and Premium Booster as and when due would be added to the Fund Value.
- The Policy will continue till maturity date or death of your child, whichever is earlier
- Life Cover of your child will continue.
- The Lumpsum Amount will be equal to Annualised Premium x applicable Annualised Premium multiple as mentioned below. This Annualised Premium multiple will depend on the entry age of the Policyholder.
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Are there unlimited free switches between funds?
If you have chosen Self-Managed Strategy, you can move money between the funds depending on your financial priorities and investment outlook. This facility is called switching and is available free of cost. Minimum amount per switch is Rs. 5,000. In case your current Investment Strategy is Life Stage & Duration Based Strategy, switching facility is not available.
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How many opt-in and opt-out options are there between the Investment Strategies?
There are unlimited opt-in and opt-out options during the policy term.
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What is Premium Redirection?
You can choose to allocate future premiums including top-up premiums in fund(s) different from those selected at policy inception or previous premium redirection request. This facility is called premium redirection, which is unlimited and free of cost. This option is available only with self -managed strategy.
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What are Partial Withdrawals and how are they beneficial?
Partial Withdrawal is a benefit offered with this plan. It allows you to withdraw a part of the Fund Value as per liquidity requirements at any time after the completion of the fifth policy anniversary. These are subject to terms & conditions.
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What are Top-up Premiums?
It is a benefit offered to invest surplus money as a premium over and above the existing premium amount.
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What is Surrender benefit?
At any time during the policy term, you can choose to surrender the policy by submitting a written request to us.
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Is there any exclusion to this plan?
In case of your death due to suicide within 12 months from the Policy Commencement Date or from the date of Revival of the Policy, the nominee or beneficiary shall be entitled to the Fund Value as available.
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What is the free look period of this policy?
You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.
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Do I get any Grace period to pay my premium?
Do I get any Grace period to pay my premium?
Grace Period of 30 days is available for annual, semi-annual and quarterly premium payment frequency and 15 days for monthly premium payment frequency.
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Any Queries For Wealth Plus
We are always there for you!
For queries, write to [email protected]
Contact us on 022 6611 6029
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^³ - Source: Nasscom Foundation concludes the 3rd edition of TechForGood Awards 2024, powered by CGI to recognize innovations driving social impact[SI1] . Among our Udaan Strategy’s 4 key projects, Bolt has helped us introduce insta-decision capabilities in our customer onboarding journey. This in turn has significantly improved customer buying experience. This award recognizes this innovative use of technology to create positive impact.
** - Claim statistics are for Financial Year 2023-24 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
IN UNIT LINKED INSURANCE PLAN (ULIP), INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Edelweiss Life Insurance is only the name of the Insurance Company and Edelweiss Life – Wealth Plus is only the name of A Unit Linked, Non-Participating, Individual, Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Reg. No.: 147 | CIN: U66010MH2009PLC197336 | UIN: 147L055V04 | ARN: WP/4070/Jan/2025
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | www.edelweisslife.in
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |