Menu Display

Breadcrumb

wrp-slide wrp-mobile

Looking-Out for Your Group Members Made Easy

Everyone should have the means to gain protection! With Edelweiss
Life Jan Suraksha, we give you the means to do just that! Through
this plan, the Master Policyholder, can help group members secure the
future of people they care about, against unfortunate circumstances.

Product Enquiry

Take a step ahead to secure your members

Jan Suraksha Sticky Menu

Jan Suraksha Brouchure

scroll2
A Multiple of single/annualized premium as life cover at all time during policy tenure
productbrochure
Product Brochure
down-file View Download
 samplecontact
Sample Contract
down-file View Download
 ratetable
Rate Table
down-file View Download
Customer Information Sheet
down-file View Download
Certificate of Insurance
down-file View Download

Reasons Why This Plan is Great for You and Your Employees

Reasons Why This Plan is Great for You and Your Employees

Benefits of Jan Suraksha

Benefits of Jan Suraksha

Activate protection for all! The plan can be taken on Single Life or Joint Life basis. Single Life coverage covers only one Insured Member while under Joint Life, 2 Insured Members can be covered provided there is an insurable interest between them.

EnhancedLifeCover

Choose your benefit payment option. With this plan, you decide to get coverage in the form of Level Sum Assured – where sum assured would remain level throughout the coverage term or Decreasing Sum Assured - where the sum assured decreases during the coverage term.

Active-Income-Plan_Guaranteed-Income-Type

All you need is 5! In order for a group to this plan, you just need 5 members to begin with. This is the minimum requirement to start getting the group cover. 

Start-with-5-members

Chart out your payments! With this plan, you get to map out your payments according to your convenience. You can either choose to make a Single payment or spread your premium payments out throughout your coverage term through Regular pay. 

choiceofpremiumpayingterm

Payment karo apne hisaab se! This plan offers you multiple options to make your payments. So, choose the one that suits you best. You can pick between Yearly, Half-yearly, Quarterly and Monthly payments as your premium paying frequency

premiumpaymentoption

All you need are 4 steps to get this plan!

All you need are 4 steps to get this plan!

1

Start Planning Your Protection

  • Conduct need analysis
  • Choose between Level Sum Assured or Decreasing Sum Assured
2

Pick Your Terms

  • Select your premium paying term
  • Select your premium paying frequency
3

Select What is Best for You

  • Choose between Single Pay & Regular Pay
  • Choose between Single Option & Joint Life Option
4

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details to begin your group protectio

Asset Publisher

Need expert advice

chat

Need expert advice?

Reasons Why You’re Bound To Love Us Back jan suraksha

Reasons Why You’re Bound To Love Us Back

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

Asset Publisher

Fire Away Queries jan suraksha

Fire Away Queries

Like teachers say, there are no silly questions

Why do I need a micro insurance plan?

A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans. 

Was this helpful?

Edelweiss Life – Jan Suraksha is designed to provide life cover with premiums starting at Rs.50. The plan broadly offers to cover the members or customers of Micro Finance Institutions, District Co-operative Banks, Self Help Groups, Non-Banking Financial Companies, Regional Rural Banks, NGOs or any other homogenous groups. Through this plan, the master policyholder can help its members to secure the financial future of their family in case of demise.

Was this helpful?

Yes, this plan covers death due to COVID-19.

Was this helpful?

You can opt for this plan with a group size as small as of 5 people.

Was this helpful?

 The minimum and maximum entry ages are 18 years and 60 years respectively.

Was this helpful?

 The minimum and maximum maturity ages are 20 years and 67 years respectively.

Was this helpful?

For Single and Regular pay options, the minimum coverage terms are 2 years and 5 years respectively. The maximum for both these options are 7 years.

Was this helpful?

If you’ve opted for Single pay, you’ve to pay your premium only once. However, if you’ve chosen Regular pay, you’ve to pay your premium till the end of term. You can pay these on annual, half-yearly, quarterly and monthly basis.

Was this helpful?

The minimum and maximum sum assured are Rs. 1,000 and Rs. 2 lacs respectively.

Was this helpful?

The minimum premium amounts for both Single and Regular pay options are as low as Rs. 50 per member. The maximum premium for Regular pay option is Rs. 750 per annum, and the same for Single pay option is subject to Board approved underwriting policy.

Was this helpful?

 As this is a pure term plan, no maturity benefit is payable under this plan.

Was this helpful?

You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

Was this helpful?

In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

Was this helpful?

 A grace period of 15 days is offered for monthly mode premium paying frequency and 30 days in any other case.

Was this helpful?

Dhan Labh any queries

mail-info

We are always there for you !

For queries, write to [email protected]

Related Articles & Resources

Videos For jan suraksha

Videos

0- Provided the premium paying term is more than or equal to 10 years.

1- This is applicable only if all due premiums are paid and the policy is inforce.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Life – Jan Suraksha is a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
 

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336 | UIN: 147N058V02 | ARN: WP/3910/Oct/2024

Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

Toll Free No.: 1800 212 1212 | www.edelweisslife.in

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

Asset Publisher