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Looking-Out for Your Group Members Made Easy

Everyone should have the means to gain protection! With Edelweiss
Life Jan Suraksha, we give you the means to do just that! Through
this plan, the Master Policyholder, can help group members secure the
future of people they care about, against unfortunate circumstances.

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Jan Suraksha Brouchure

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A Multiple of single/annualized premium as life cover at all time during policy tenure
productbrochure
Product Brochure
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Sample Contract
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Rate Table
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Customer Information Sheet
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Certificate of Insurance
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Reasons Why This Plan is Great for You and Your Employees

Reasons Why This Plan is Great for You and Your Employees

LowPremiumsAvailable

Affordable Premiums Available

The premium amount for this plan starts as low as Rs. 50, making it affordable for everyone.

PerfectForshort-TermPlanning

Perfect for Short-Term Planning

The policy term for this plan ranges between 2 to 5 years.

ChooseYourCoverageType

Choose Your Coverage Type

Choose between Level Sum Assured and Decreasing Sum Assured to get the coverage that suits your needs

Benefits of Jan Suraksha

Benefits of Jan Suraksha

EnhancedLifeCover
Active-Income-Plan_Guaranteed-Income-Type
Start-with-5-members
choiceofpremiumpayingterm
premiumpaymentoption

Activate protection for all! The plan can be taken on Single Life or Joint Life basis. Single Life coverage covers only one Insured Member while under Joint Life, 2 Insured Members can be covered provided there is an insurable interest between them.

EnhancedLifeCover

Choose your benefit payment option. With this plan, you decide to get coverage in the form of Level Sum Assured – where sum assured would remain level throughout the coverage term or Decreasing Sum Assured - where the sum assured decreases during the coverage term.

Active-Income-Plan_Guaranteed-Income-Type

All you need is 5! In order for a group to this plan, you just need 5 members to begin with. This is the minimum requirement to start getting the group cover. 

Start-with-5-members

Chart out your payments! With this plan, you get to map out your payments according to your convenience. You can either choose to make a Single payment or spread your premium payments out throughout your coverage term through Regular pay. 

choiceofpremiumpayingterm

Payment karo apne hisaab se! This plan offers you multiple options to make your payments. So, choose the one that suits you best. You can pick between Yearly, Half-yearly, Quarterly and Monthly payments as your premium paying frequency

premiumpaymentoption

All you need are 4 steps to get this plan!

All you need are 4 steps to get this plan!

1

Start Planning Your Protection

  • Conduct need analysis
  • Choose between Level Sum Assured or Decreasing Sum Assured
2

Pick Your Terms

  • Select your premium paying term
  • Select your premium paying frequency
3

Select What is Best for You

  • Choose between Single Pay & Regular Pay
  • Choose between Single Option & Joint Life Option
4

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details to begin your group protectio

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Reasons Why You’re Bound To Love Us Back jan suraksha

Reasons Why You’re Bound To Love Us Back

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We’ve got experience in helping people make their Zindagi unlimited

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We’ve got the expertise in helping you grow your wealth.

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We constantly innovate our offerings to get better results for you

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

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ETLICustomer

Thank you Meenakshi, I really appreciate your efforts to make me understand. Thank you so much.

Shrawan Ram

(Customer)
ETLICustomer

Thank you. I appreciate the way you explained the policy details to me. It was really good talking with you Narmin.

 Satya Prakash Singh

(Customer)
ETLICustomer

Thank you. It's great that you provided me with all the information. Have a nice day sahil and thank you so much.

Atul Shashikant Sakharkar

(Customer)
ETLICustomer

Thank you. The query I had was very well resolved by you. Thank you so much.

Mohit Munshi

(Customer)
ETLICustomer

Thank you, the information you gave me is complete & clear, Thank you so much.

Mayur Tiwari

(Customer)
ETLICustomer

You have given me proper information, I’m very happy the way you’re giving the information & I totally understand, Thank you so much Narmin.

Maddirala Siva Sankararao

(Customer)
ETLICustomer

You explained the details to me very well, and the information you provided was very clear, Thank you so much.

Deepshikha

(Customer)
ETLICustomer

Thank you Narmin, you really help me a lot, thank you so much, it’s really good to talk to u, keep going.

Suryabali Sitladin Vaishya

(Customer)
ETLICustomer

I thank your entire team for their sincere efforts in crediting the amount to my account. I have received the amount and thank you again from the bottom of my heart.

Bishnu Satapathy

(Customer)
ETLICustomer

Thank you so much Narmin, the information you provided me is really clear & good, Thank you

Christopher Paul Carroll

(Customer)
ETLICustomer

Thank you Athang, it’s really good to talk to you & you informed me all the details, Thank you so much for your effort.

Manish Kumar Tiwari

(Customer)
ETLICustomer

10 out 10. Interaction was too good. I got all the details and I’m convinced. I was not sure about this policy details and got very good feedback from your end. Thank you so much!

Mahalakshmi Srinivasan Iyer

(Customer)
ETLICustomer

It was excellent! The way you (Agent, Divya Patariyar) understood my query and then the way you clarified, I would really thank you for your patience and then hearing me out finding out the problem and then letting me know what’s would happen my policy details thanks it a was great spoke to you I will rate you 5 out 5 !!!

Durga Prasad Arsid

(Customer)
ETLICustomer

Mr. Sahil Shaikh provided excellent help. His behaviour was very good, and he treated me very well. Thank you.

Tejendra Kumar Rana

(Customer)
ETLICustomer

Thank you so much Krutika for helping me in this Query and it’s really helpful, Thank you for your valuable time.

Shweta Deepak Ghag

(Customer)
ETLICustomer

Dear Sir/Madam, This is regarding my thankfulness for the Revival of my policy. I'm so impressed of your customer care service team doing a great job as taking responsibilities and fulfilment of the customer needs in a short span of time. My personal wishes and thanks again of each one your team for an Excellent Job.

Babu Kannan  M

(Customer)
ETLICustomer

Thank you so much Deepali Ma’am, You helped me a lot and clearly explained everything about the policy. Once again, thank you so much, you are such a helpful person.

Shilpa Agarwal

(Customer)

()
ETLICustomer

I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.

Gorachand Adhikari

(Sr. Engineer)
ETLICustomer

Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.

Kartik Nayak

(Sr Engineer)

Fire Away Queries jan suraksha

Fire Away Queries

Like teachers say, there are no silly questions

Why do I need a micro insurance plan?

A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans. 

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Edelweiss Life – Jan Suraksha is designed to provide life cover with premiums starting at Rs.50. The plan broadly offers to cover the members or customers of Micro Finance Institutions, District Co-operative Banks, Self Help Groups, Non-Banking Financial Companies, Regional Rural Banks, NGOs or any other homogenous groups. Through this plan, the master policyholder can help its members to secure the financial future of their family in case of demise.

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Yes, this plan covers death due to COVID-19.

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You can opt for this plan with a group size as small as of 5 people.

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 The minimum and maximum entry ages are 18 years and 60 years respectively.

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 The minimum and maximum maturity ages are 20 years and 67 years respectively.

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For Single and Regular pay options, the minimum coverage terms are 2 years and 5 years respectively. The maximum for both these options are 7 years.

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If you’ve opted for Single pay, you’ve to pay your premium only once. However, if you’ve chosen Regular pay, you’ve to pay your premium till the end of term. You can pay these on annual, half-yearly, quarterly and monthly basis.

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The minimum and maximum sum assured are Rs. 1,000 and Rs. 2 lacs respectively.

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The minimum premium amounts for both Single and Regular pay options are as low as Rs. 50 per member. The maximum premium for Regular pay option is Rs. 750 per annum, and the same for Single pay option is subject to Board approved underwriting policy.

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 As this is a pure term plan, no maturity benefit is payable under this plan.

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You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

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In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

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 A grace period of 15 days is offered for monthly mode premium paying frequency and 30 days in any other case.

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Dhan Labh any queries

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We are always there for you !

For queries, write to [email protected]

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0- Provided the premium paying term is more than or equal to 10 years.

1- This is applicable only if all due premiums are paid and the policy is inforce.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Life – Jan Suraksha is a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
 

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336 | UIN: 147N058V02 | ARN: WP/3910/Oct/2024

Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

Toll Free No.: 1800 212 1212 | www.edelweisslife.in

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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