Jan Suraksha
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- Edelweiss Life – Wealth Rise+ - A Double - Advantage ULIP
- Edelweiss Life – Wealth Premier - A Wealth Accumulation Plan
- Edelweiss Life – Wealth Plus - A Savings, Insurance & Child Benefit Plan
- Edelweiss Life – Wealth Ultima - A Plan To Grow Your Wealth
- Edelweiss Life - Zindagi Protect Plus - A Comprehensive Term Plan
New Term Plan
- Edelweiss Life - Premier Guaranteed Star
Trending
- All Products
- Resume Application
- Insurance Guide
- Knowledge Center
- Savings Plan
- Life Insurance
- Term Insurance plans
- Unit Linked Insurance Plans
- Guaranteed Income Plans
- Retirement Insurance
- Health Insurance Plans
- Child plans
- Insurance Fraud Awareness
- Covid Insurance
- NRI Insurance
- Investment Plans
- Endowment Plans
- Group Insurance
- Micro Insurance
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Looking-Out for Your Group Members Made Easy
Life Jan Suraksha, we give you the means to do just that! Through
this plan, the Master Policyholder, can help group members secure the
future of people they care about, against unfortunate circumstances.
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Take a step ahead to secure your members
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Jan Suraksha Sticky Menu
Jan Suraksha Brouchure
A Multiple of single/annualized premium as life cover at all time during policy tenure
Product Brochure
View DownloadSample Contract
View DownloadRate Table
View DownloadCustomer Information Sheet
View DownloadCertificate of Insurance
View DownloadReasons Why This Plan is Great for You and Your Employees
Reasons Why This Plan is Great for You and Your Employees
Affordable Premiums Available
The premium amount for this plan starts as low as Rs. 50, making it affordable for everyone.
Perfect for Short-Term Planning
The policy term for this plan ranges between 2 to 5 years.
Choose Your Coverage Type
Choose between Level Sum Assured and Decreasing Sum Assured to get the coverage that suits your needs
Reasons Why This Plan is Great for You and Your Employees
Affordable Premiums Available
The premium amount for this plan starts as low as Rs. 50, making it affordable for everyone.
Perfect for Short-Term Planning
The policy term for this plan ranges between 2 to 5 years.
Choose Your Coverage Type
Choose between Level Sum Assured and Decreasing Sum Assured to get the coverage that suits your needs
Benefits of Jan Suraksha
Benefits of Jan Suraksha
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Joint Life Cover
Activate protection for all! The plan can be taken on Single Life or Joint Life basis. Single Life coverage covers only one Insured Member while under Joint Life, 2 Insured Members can be covered provided there is an insurable interest between them.
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Level & Decreasing Sum Assured
Choose your benefit payment option. With this plan, you decide to get coverage in the form of Level Sum Assured – where sum assured would remain level throughout the coverage term or Decreasing Sum Assured - where the sum assured decreases during the coverage term.
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Start With 5
All you need is 5! In order for a group to this plan, you just need 5 members to begin with. This is the minimum requirement to start getting the group cover.
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Choice of Premium Paying Term
Chart out your payments! With this plan, you get to map out your payments according to your convenience. You can either choose to make a Single payment or spread your premium payments out throughout your coverage term through Regular pay.
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Choice of Premium Paying Frequency
Payment karo apne hisaab se! This plan offers you multiple options to make your payments. So, choose the one that suits you best. You can pick between Yearly, Half-yearly, Quarterly and Monthly payments as your premium paying frequency
Joint Life Cover
Activate protection for all! The plan can be taken on Single Life or Joint Life basis. Single Life coverage covers only one Insured Member while under Joint Life, 2 Insured Members can be covered provided there is an insurable interest between them.
Level & Decreasing Sum Assured
Choose your benefit payment option. With this plan, you decide to get coverage in the form of Level Sum Assured – where sum assured would remain level throughout the coverage term or Decreasing Sum Assured - where the sum assured decreases during the coverage term.
Start With 5
All you need is 5! In order for a group to this plan, you just need 5 members to begin with. This is the minimum requirement to start getting the group cover.
Choice of Premium Paying Term
Chart out your payments! With this plan, you get to map out your payments according to your convenience. You can either choose to make a Single payment or spread your premium payments out throughout your coverage term through Regular pay.
Choice of Premium Paying Frequency
Payment karo apne hisaab se! This plan offers you multiple options to make your payments. So, choose the one that suits you best. You can pick between Yearly, Half-yearly, Quarterly and Monthly payments as your premium paying frequency
All you need are 4 steps to get this plan!
All you need are 4 steps to get this plan!
Start Planning Your Protection
- Conduct need analysis
- Choose between Level Sum Assured or Decreasing Sum Assured
Pick Your Terms
- Select your premium paying term
- Select your premium paying frequency
Select What is Best for You
- Choose between Single Pay & Regular Pay
- Choose between Single Option & Joint Life Option
Sit Back and Relax
- Submit the requested documents
- Let us verify your details to begin your group protectio
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Reasons Why You’re Bound To Love Us Back jan suraksha
Reasons Why You’re Bound To Love Us Back
We’ve got experience in helping people make their Zindagi unlimited
We’ve got the expertise in helping you grow your wealth.
We constantly innovate our offerings to get better results for you
Reasons Why You’re Bound To Love Us Back
We’ve got experience in helping people make their Zindagi unlimited
We’ve got the expertise in helping you grow your wealth.
We constantly innovate our offerings to get better results for you
Here's Why Our Customers Adore Us
Here's Why Our Customers Adore Us
Look at what people had to say about our services
Asset Publisher
Thank you so much Krutika for helping me in this Query and it’s really helpful, Thank you for your valuable time.
Shweta Deepak Ghag
(Customer)Dear Sir/Madam, This is regarding my thankfulness for the Revival of my policy. I'm so impressed of your customer care service team doing a great job as taking responsibilities and fulfilment of the customer needs in a short span of time. My personal wishes and thanks again of each one your team for an Excellent Job.
Babu Kannan M
(Customer)Thank you so much Deepali Ma’am, You helped me a lot and clearly explained everything about the policy. Once again, thank you so much, you are such a helpful person.
Shilpa Agarwal
(Customer)I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
Gorachand Adhikari
(Sr. Engineer)Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.
Kartik Nayak
(Sr Engineer)Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Life and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Life was the transparency in the whole process.I will be happy to suggest ET to my friends.
Deepak Kulkarni
(Director)It was an absolute pleasure to interact with you for this policy issuance.Overall experience with Edelweiss Life was amazing & I'm extremely satisfied with the services.In fact the policy kit is one of the most innovative policy kits,especially the tag line "The key to your family's financial security".
Alok Shukla
(Sr. Manager)As per my readings.. of edelweiss & tokio companies.. They are in very less aged. in Indian Insurance... but according to their commitment.. It will be better player in the market in the coming days.In term insurance, we have to candid in information to the company.. then everything is positive..I am the happy customer..
Ramesh Munagala
(Sr. System Engineer)Thanks for issuing the policy.I am very much satisfied with the professionalism shown by entire team (sales/UW/support).Special token of appreciation to Rohan in getting things clarified and resolved so promptly.Wonderful and pleasant expereince
Nishant Kumar
(Asst. Manager)I brought this plan because it is one of the very few policy which gives a coverage for 80 yrs. second I purchased it from policy bazaar.com, so have to mention that their coordination is also impressive. Third the communication from Edelweiss team was so good . they informed me every thing and let me informed at each and every stage.They personaly assigned me a person named Sneha from ET, she walked me through all the proceedings. I hope you people continue the service in India, like this
Arvind Kumar
(Consultant)I am happy to get a term plan from Edelweiss Life and to be associated with such a reputed organisation. A good, calm and helpful representative assisted me throughout the process. Really appreciatable. Hope this will continue in the future.
Shiddarth Awasthy
(Jharsuguda)Thank you for processing and issuing my policy. From the beginning till issuance of my policy, it is been nice and hassle free. Your follow up and subsequent guidance, help in generating a smooth transaction.
B. Nakkina
(Godavari)I am happy with the services of Edelweiss Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.
Sourabh Kapoor
(Amritsar)"I am very much happy with the customer care executives that deal with me from initial discussions regarding policy & its benefits plus facilities till the time to issuance of policy. They had also informed every steps till receiving the policy hard copy through courier. The third party associated i.e. for medical checkup team also very cooperative & helpful. Thanks to all these stakeholders in procuring this policy"
Pankaj Kumar Mandal
(Manager)Recently taken TOTAL SECURE+ policy for me. I love the policy which cover me until I attain 80 years. Hassle free application procedure through online. Even at every small corrections/requirements customer care quick response is awesome. Complete physical check up at home is unbelievable. With in 10 days every thing completed and policy soft copy also available. Taken policy even doing my daily works as per my time convenience. Definitely a nice experience.
Ravi Phani Sekhar Pampani
(Manager)Customer services are very good and satisfied to answer any question.
Vikash Kumar
(Manager)Good overall experience with informed representative. Good website to buy insurance yourself.
Premal Parikh
(Manager)I just bought some other insurance along with Edelweiss Life...but Edelweiss Life service...u guys rock man... Thanks
Mrigendra
(Manager)Excellent customer service,one of the best service I never heard,all the very best team
Parameshkumar
(Manager)Customer service realy super and product schem is very nice.
Biswajit Roy
(Manager)Fire Away Queries jan suraksha
Fire Away Queries
Like teachers say, there are no silly questions
Why do I need a micro insurance plan?
A micro insurance plan is a type of life insurance plan where premiums and sum assured are lower as compared to regular term insurance plans.
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Why should I opt for Edelweiss Life – Jan Suraksha?
Edelweiss Life – Jan Suraksha is designed to provide life cover with premiums starting at Rs.50. The plan broadly offers to cover the members or customers of Micro Finance Institutions, District Co-operative Banks, Self Help Groups, Non-Banking Financial Companies, Regional Rural Banks, NGOs or any other homogenous groups. Through this plan, the master policyholder can help its members to secure the financial future of their family in case of demise.
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Does this plan cover COVID-19 claims?
Yes, this plan covers death due to COVID-19.
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What is the minimum group size required to take this plan?
You can opt for this plan with a group size as small as of 5 people.
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What is the minimum and maximum entry age?
The minimum and maximum entry ages are 18 years and 60 years respectively.
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What is the minimum and maximum maturity age?
The minimum and maximum maturity ages are 20 years and 67 years respectively.
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What is the minimum and maximum coverage term?
For Single and Regular pay options, the minimum coverage terms are 2 years and 5 years respectively. The maximum for both these options are 7 years.
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How long do premiums have to be paid and at what frequency?
If you’ve opted for Single pay, you’ve to pay your premium only once. However, if you’ve chosen Regular pay, you’ve to pay your premium till the end of term. You can pay these on annual, half-yearly, quarterly and monthly basis.
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What is the minimum and maximum sum assured?
The minimum and maximum sum assured are Rs. 1,000 and Rs. 2 lacs respectively.
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What is the minimum and maximum premium?
The minimum premium amounts for both Single and Regular pay options are as low as Rs. 50 per member. The maximum premium for Regular pay option is Rs. 750 per annum, and the same for Single pay option is subject to Board approved underwriting policy.
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Does this plan have a Maturity Benefit?
As this is a pure term plan, no maturity benefit is payable under this plan.
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Does this plan have a Free Look Period?
You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.
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Are there any Exclusions to this plan?
In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.
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Does this plan have a Grace Period?
A grace period of 15 days is offered for monthly mode premium paying frequency and 30 days in any other case.
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Dhan Labh any queries
We are always there for you !
For queries, write to [email protected]
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0- Provided the premium paying term is more than or equal to 10 years.
1- This is applicable only if all due premiums are paid and the policy is inforce.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
Edelweiss Life – Jan Suraksha is a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336 | UIN: 147N058V02 | ARN: WP/3910/Oct/2024
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | www.edelweisslife.in
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint |