logo

Menu Display

Breadcrumb

wrp-slide wrp-mobile

Fulfillment Of Your Goals, Guaranteed.¹

With Edelweiss Life POS Saral Nivesh, get dual benefits of
protection and savings that ensures that you lead a secured and
peaceful life with complete certainty!

Product Enquiry

Take a step ahead to grow your savings

Download Brochure
Get Started

Pos Saral nivesh sticky menu

POS Saral Nivesh brouchure

scroll2
A Multiple of single/annualized premium as life cover at all time during policy tenure
productbrochure
Product Brochure
down-file View Download
samplecontact
Sample Contract
down-file View Download
ratetable
Rate Table
down-file View Download
View
Benefit Illustration
Customer Information Sheet
down-file View Download

Reasons Why This Plan Is A Guaranteed¹ Success

Reasons Why This Plan Is A Guaranteed¹ Success

additionalallocation

No Surprises Here!

This plan has the advantage of letting you know exactly what kind of returns you get upon investing.

LimitedPayPlan (1)

Limited Pay Plan

You can complete all your premium payments in 5, 7, 10 or 12 years and enjoy your plan benefits until 65 years.

Forunforeseentimes

For unforeseen times

You have the option to avail a loan² on your policy to deal with any unexpected emergencies.

Discountsupto12

Discounts⁴ up to 13%

Get discounts⁴ up to 13% when you opt for a higher Sum Assured.

Benefits of POS Saral Nivesh

Benefits of POS Saral Nivesh

GuaranteedAmountonMaturity
Discounts-Large-Sum-Assured
LimitedPay
Simplified-Purchase
PGI-Loan-facility
08-tax-benefits

No surprises here! With Edelweiss Life POS Saral Nivesh, get guaranteed¹ benefits on your investment. The advantage with this plan is that you know exactly how much you’re getting out of it, so you can plan your future goals accordingly

GuaranteedAmountonMaturity

Those who aim higher get better rewards! When you opt for a higher Sum Assured, we reward you with discounts, ranging from 3% to 13%

Discounts-Large-Sum-Assured

Don’t spend your retirement paying off premiums! With the Limited Pay Option, you can complete all of your premium payments in 5, 7, 10 or 12 years (depending on your policy term) and enjoy your benefits till the end of the policy term, up to 65 years.  

LimitedPay

Let’s make things simple! This plan is designed to help you make an informed decision through an uncomplicated process. This is why you can plan your future needs in just a few steps

Simplified-Purchase

Don’t let financial trouble stop you from your goals!We want you to live your zindagi unlimited, even if you need a little support to do it. That is why this plan offers you the choice to avail a loan² for urgent need of cash flow.

PGI-Loan-facility

No deductions, no worries! That is why the premiums you pay are eligible for deductions under section 80(C) and the returns you get from it are exempt from taxes under section 10(10D)

08-tax-benefits

Only 4 Steps Are Needed For You To Get This Plan!

Only 4 Steps Are Needed For You To Get This Plan!

1

Start Making Decisions

  • Conduct Need Analysis
  • Choose your Premium Amoun
2

Choose Your Terms

  • Select your Policy Term
  • Select your Premium Paying Term
3

Select what is best for you

  • Choose guaranteed maturity benefits
  • Choose a higher sum assured to get a discount⁴
4

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details so you can start getting guaranteed¹ benefits!

Asset Publisher

More Products You'd Love to Explore

Har Sapna Karo Poora with Guaranteed¹ Savings!

Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².

  • Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments

  • Enhanced Cover option to secure your family with 20x the premium^⁴ paid

  • Guaranteed¹ savings & life cover for a policy term as high as 40 years

  • Family Income Benefit option to ensure your family doesn’t have to compromise on dreams

BUY NOW

Need expert advice

chat

Need expert advice?

Chat with our experts

Reasons Why You’re Bound to Love Us Back

Reasons Why You’re Bound to Love Us Back

zindagi-unlimited

We want our customers to be financially secured and enable them to achieve their financial goals.

grow-wealth

We have the expertise in making you grow your wealth.

innovation

We constantly innovate our offerings to get better results to secure your future.

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

Asset Publisher

ETLICustomer

I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.

Gorachand Adhikari

(Sr. Engineer)
ETLICustomer

Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.

Kartik Nayak

(Sr Engineer)
ETLICustomer

Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Life and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Life was the transparency in the whole process.I will be happy to suggest ET to my friends.

Deepak Kulkarni

(Director)
ETLICustomer

It was an absolute pleasure to interact with you for this policy issuance.Overall experience with Edelweiss Life was amazing & I'm extremely satisfied with the services.In fact the policy kit is one of the most innovative policy kits,especially the tag line "The key to your family's financial security".

Alok Shukla

(Sr. Manager)
ETLICustomer

As per my readings.. of edelweiss & tokio companies.. They are in very less aged. in Indian Insurance... but according to their commitment.. It will be better player in the market in the coming days.In term insurance, we have to candid in information to the company.. then everything is positive..I am the happy customer..

Ramesh Munagala

(Sr. System Engineer)
ETLICustomer

Thanks for issuing the policy.I am very much satisfied with the professionalism shown by entire team (sales/UW/support).Special token of appreciation to Rohan in getting things clarified and resolved so promptly.Wonderful and pleasant expereince

Nishant Kumar

(Asst. Manager)
ETLICustomer

I brought this plan because it is one of the very few policy which gives a coverage for 80 yrs. second I purchased it from policy bazaar.com, so have to mention that their coordination is also impressive. Third the communication from Edelweiss team was so good . they informed me every thing and let me informed at each and every stage.They personaly assigned me a person named Sneha from ET, she walked me through all the proceedings. I hope you people continue the service in India, like this

Arvind Kumar

(Consultant)
ETLICustomer

I am happy to get a term plan from Edelweiss Life and to be associated with such a reputed organisation. A good, calm and helpful representative assisted me throughout the process. Really appreciatable. Hope this will continue in the future.

Shiddarth Awasthy

(Jharsuguda)
ETLICustomer

Thank you for processing and issuing my policy. From the beginning till issuance of my policy, it is been nice and hassle free. Your follow up and subsequent guidance, help in generating a smooth transaction.

B. Nakkina

(Godavari)
ETLICustomer

I am happy with the services of Edelweiss Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.

Sourabh Kapoor

(Amritsar)
ETLICustomer

"I am very much happy with the customer care executives that deal with me from initial discussions regarding policy & its benefits plus facilities till the time to issuance of policy. They had also informed every steps till receiving the policy hard copy through courier. The third party associated i.e. for medical checkup team also very cooperative & helpful. Thanks to all these stakeholders in procuring this policy"

Pankaj Kumar Mandal

(Manager)
ETLICustomer

Recently taken TOTAL SECURE+ policy for me. I love the policy which cover me until I attain 80 years. Hassle free application procedure through online. Even at every small corrections/requirements customer care quick response is awesome. Complete physical check up at home is unbelievable. With in 10 days every thing completed and policy soft copy also available. Taken policy even doing my daily works as per my time convenience. Definitely a nice experience.

Ravi Phani Sekhar Pampani

(Manager)
ETLICustomer

Customer services are very good and satisfied to answer any question.

Vikash Kumar

(Manager)
ETLICustomer

Good overall experience with informed representative. Good website to buy insurance yourself.

Premal Parikh

(Manager)
ETLICustomer

I just bought some other insurance along with Edelweiss Life...but Edelweiss Life service...u guys rock man... Thanks

Mrigendra

(Manager)
ETLICustomer

Excellent customer service,one of the best service I never heard,all the very best team

Parameshkumar

(Manager)
ETLICustomer

Customer service realy super and product schem is very nice.

Biswajit Roy

(Manager)
ETLICustomer

Very good to describe policy detail with very patience ,i like very much

Premchandra Paswan

(Manager)
ETLICustomer

The customer service is prompt and helpful for any clarification.

Sudipan Ghosh

(Manager)
ETLICustomer

Customer care people were very good in resonding to all my querries with patience. I appreciate them

Thotli Jayaprakash

(Manager)

FAQs Saral Nivesh

FAQs

Like teachers say, there are no silly questions

Why do I need a savings plan?

In today’s uncertain world, it is important to save for the rainy days. You need to arrange for stable funds to fulfill your ambitions and to support you in your later years. A savings insurance plan ensures that your family’s future is secured, even in uncertain times.

Was this helpful?

This plan offers you dual benefits of protection and savings and ensures that you lead a secured and peaceful life with complete certainty. It helps you move systematically towards a secured future by offering you guaranteed benefits. It ensures your family is always financially protected in case of any unforeseen event.

Was this helpful?

Whether it is taking care of your family’s future, saving for retirement or any other important milestone, Edelweiss Life POS Saral Nivesh will take care of all your financial goals with guaranteed returns. 

Was this helpful?

Yes, this plan covers death due to COVID-19.

Was this helpful?

A limited pay plan lets you pay your premiums in a shorter span, while you are still earning. This means that you don’t have the burden of premium payment in your later years and can enjoy a liability-free retired life. 

Was this helpful?

 The minimum entry age is 1 year, and maximum entry age is 50 years.

Was this helpful?

The minimum maturity age is 18 years and maximum maturity age is 65 years.

Was this helpful?

The minimum policy term is 10 years and the maximum policy term is 20 years.

Was this helpful?

You can pay your premiums for 5, 7, 10 or 12 years. You can choose the payment frequency as either annual or monthly.

Was this helpful?

The minimum sum assured is ₹50,000 and the maximum sum assured is ₹25 lakhs.

Was this helpful?

If you choose a higher Sum Assured on Maturity, we will offer you a discount on your premium amount.

Was this helpful?

Yes, you can get a policy loan once policy acquires surrender value.

Was this helpful?

Yes, this plan does come with a maturity benefit. At the end of your policy term, you will receive the Guaranteed Maturity Benefit provided all due premiums have been paid in full and the policy is in-force. Your Guaranteed Maturity Benefit is equal to the Sum Assured on Maturity.

Was this helpful?

You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

Was this helpful?

In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-force.

Was this helpful?

Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.

Was this helpful?

Dhan Labh any queries

mail-info

We are always there for you !

For queries, write to [email protected]

Related Articles & Resources

Pos Saral Nivas Video Slider

Videos

0- Provided the premium paying term is more than or equal to 10 years.

1- This is applicable only if all due premiums are paid and the policy is inforce.

2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

4- Subject to Term & Conditions. Please refer product brochure for more details

Edelweiss Life - POS Saral Nivesh is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws.
For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336| UIN: 147N038V05 |  ARN. NO : WP/3941/Oct/2024

Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

Toll Free No.: 1800 212 1212 | www.edelweisslife.in

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

Asset Publisher