Product Listing

* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
*1- The word ‘Guarantee’ and ‘Guaranteed’ mean that annuity payout is fixed at the inception of the policy.  
*2- For annualized premiums of Rs. 45,000 and above, Guaranteed Loyalty Additions, as a percentage of average of last 60 months’ fund value, is added at the end of 10th policy year and every 5th policy year thereafter till maturity. This is applicable only if all due premiums are paid and the policy is inforce. 
1-  This is Applicable only if all due premiums are paid and the policy is inforce.
2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.
5 - Cash Bonus is a non-guaranteed benefit in the form of cash payout, payable annually in arrears every policy year, starting from the Income Start Year till maturity or death, whichever is earlier, while the policy is in-force.
6- Income Benefit payouts are paid end of the Year. 
7- The Reversionary Bonus is not guaranteed and would be declared based on the performance of the par fund. But once Reversionary Bonus is declared, it becomes guaranteed to be payable.
8- Provided all due premiums are paid/waived-off and the policy is in-force.
9- Riders are Optional and available at extra cost. Please refer rider brochure for more details.
#- Annualized Premium shall be the premium amount payable in a year, excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums.
^1 Please refer “Your Plan Benefits” section in product brochure for complete details.
^² The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.
^⁴ Annualized Premium shall be the premium amount payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
^⁵ - Deferment period refers to the number of years from the start of the Policy after which the Annuity Payouts will begin.
*3- For more details please refer product brochure.
^- The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. Please refer sales brochure for more details.
Edelweiss Life –Zindagi Protect Plus is an Individual, Non-Linked, Non-Participating, Pure Risk /Savings, Life Insurance Plan. UIN: 147N080V01
Edelweiss Life – Legacy Plus is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N090V02
Edelweiss Life – Group Total Secure is a Group, Non-Linked, Non-Participating, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N059V03
Edelweiss Life – Jan Suraksha is a Group, Non-Linked, Non-Participating, Pure Risk Premium, Life, Micro Insurance Product.  UIN: 147N058V02
Edelweiss Life – Raksha Kavach Bima Yojana (Micro Insurance Plan) is an Individual, Non-Linked, Non-Participating, Pure Risk, Life, Micro Insurance Product. UIN: 147N081V01
Edelweiss Life – Bharat Savings STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N088V03
Edelweiss Life – Flexi-Savings Plan is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N075V04
Edelweiss Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan UIN: 147N074V03
Edelweiss Life - Guaranteed Income STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. UIN: 147N073V03
Edelweiss Life – Active Pension Plus is a Non-Linked, Non-Participating Single Pure Risk/Savings Individual General Annuity Plan. UIN: 147N091V01
Edelweiss Life – Active Pension Plus Advantage is an Individual, Non-Linked, Non-Participating, Savings, General Annuity Plan. UIN: 147N113V01
Edelweiss Life - Group Life Protection is a Group, Non-Linked, Non-Participating, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05
Edelweiss Life - Premier Guaranteed STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N077V05 
Edelweiss Life - POS Saral Nivesh is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N038V05 
Edelweiss Life – Group Employee Benefit Plus is a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product. UIN: 147N064V01
Edelweiss Life – Group Wealth Accumulation  is a Linked, Life, Group, Savings Product. UIN: 147L014V02
Edelweiss Life - Saral Jeevan Bima is a non-linked, non- participating, individual pure risk, life insurance plan. UIN: 147N069V02 
Edelweiss Life - Saral Pension is a Single Premium, Non-Linked, Non-Participating, Individual, Immediate Annuity Plan. UIN: 147N072V03 
Edelweiss Life – Guaranteed Flexi STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Plan. Depending on your financial needs, we request you to make an informed decision when selecting the appropriate option suitable to you. UIN: 147N112V01

The Linked Insurance Products do not offer any liquidity during the first five year of the contract. The Policyholder will not be able to surrender/withdraw the money invested in Linked Insurance Product completely or partially till the end of the fifth year. 

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. 

Edelweiss Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Life – Wealth Rise+ (UIN: 147L076V02) is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product and does not in any way indicate the quality of the product, its future prospects, or returns.  

Edelweiss Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Life – Wealth Plus (UIN: 147L055V04) is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product and does not in any way indicate the quality of the product, its future prospects, or returns.  

Edelweiss Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Life – Wealth Ultima (UIN: 147L037V04) is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product and does not in any way indicate the quality of the product, its future prospects, or returns.  

Edelweiss Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Life – Wealth Premier (UIN: 147L066V03) is a Unit Linked, Non-Participating, Individual, Savings Life Insurance Product and does not in any way indicate the quality of the product, its future prospects, or returns.  

Edelweiss Life Insurance Company Limited is only the name of the Insurance Company and Edelweiss Life – Easy Pension (UIN: 147L034V04) is a Linked, Non-Participating, Individual, Pension Savings Product and does not in any way indicate the quality of the product, its future prospects, or returns.  

Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. 

Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).

IRDAI Reg. No.: 147. CIN: U66010MH2009PLC197336 . ARN : WP/4216/Apr/2025

Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.

Toll Free No.: 1800 212 1212 | www.edelweisslife.in

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.