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Now Premiering: Our Latest Wealth Accumulation Plan

Edelweiss Life Wealth Premier offers you the means to
accumulate wealth while providing you and your loved ones with life

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Take a step ahead to grow your savings

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A Multiple of single/annualized premium as life cover at all time during policy tenure
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Why Edelweiss Tokio Life Wealth Premier

Why Edelweiss Life Wealth Premier

Benefits Of Wealth Premier

Benefits Of Wealth Premier

It’s got the power of one! With this plan, you just need to make a one-time premium payment to kickstart your benefits. With this Single Premium payment, you can get life cover for 10 years without the hassle of multiple payments.


Let your fund value grow! This plan offers Loyalty Additions to maximize your returns. These Loyalty Additions are added at the end of your 6th, 8th and 10th policy year. 


Two is better than One! With this plan you can choose to avail the benefits for yourself through the Single Life Option or include your loved one into your plan through the Joint Life Option. 


Take care of any unforseen needs! With this plan, you can start making partial withdrawals from your fund value to fulfill your needs.


No unnecessary charges here! With Edelweiss Life Wealth Premier, you don’t have to deal with any allocation charges. We will also not charge any amount towards policy administration. 


No Deductions, no worries! You get tax benefits on premium paid under section 80(C) and on the maturity benefit under section 10(10D).


Only 3 steps are needed for you to get this plan

Only 3 steps are needed for you to get this plan!


Start Making Decisions

  • Conduct Need Analysis
  • Choose your Premium Amount

Select what is best for you

  • Choose between Single Life and Joint Life Option
  • Choose from 8 funds to invest your money

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details so you can start accumulating wealth.

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More Products You'd Love to Explore

Savings, Insurance & Benefits for Child - All in One

Get additional fund allocations from your first year and let your wealth keep growing!

  • Get dual benefits of life cover and wealth accumulation

  • Get additional fund allocations from the first policy year

  • Look out for your child’s future with the Rising Start Benefit Option

  • Choice to invest in 7 diverse funds

Capital Guarantee¹: Assurance Amidst Market Fluctuations

Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity

  • Benefits of market-linked returns and guaranteed¹ lumpsum in one plan

  • Enhanced cover option with sum assured & booster additions

  • Little Star Benefit option to protect your child’s future

  • Tax benefits³ u/s 80c & 10(10d) to shield your savings

Har Sapna Karo Poora with Guaranteed¹ Savings!

Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².

  • Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments

  • Enhanced Cover option to secure your family with 20x the premium^⁴ paid

  • Guaranteed¹ savings & life cover for a policy term as high as 40 years

  • Family Income Benefit option to ensure your family doesn’t have to compromise on dreams

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Reasons Why You’re Bound To Love Us Back

Reasons Why You’re Bound to Love Us Back

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FAQs - Wealth Premier

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Like teachers say, there are no silly questions

What is a wealth accumulation plan?

As an achiever, you would want to make the most of your achievements by enjoying a good lifestyle or planning for some big moments in your life. You may want an early retirement which can be enjoyed in grand style or it could be international education for your child. However, it is also important that we take necessary steps to take care of our family in all certain and uncertain events. Thus, it would be ideal to invest in a plan which takes care of financial security of your family and also helps you accumulate wealth.

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Edelweiss Life Wealth Premier is a wealth accumulation plan with a single pay option.  This comes with a life cover to protect you and your family from all future uncertainties and fulfill all your aspirations. The plan also offers loyalty additions and choice of investment into 8 different funds. 

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You may want a second home which can be enjoyed in grand manner or it could be an international education course for your child. Your goal could also be to retire early and enjoy a life of leisure and travel. For all your big life goals, you have Edelweiss Life Wealth Premier.

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Yes, this plan covers death due to COVID-19.

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The Maturity Benefit will be the Fund Value calculated at the prevailing NAV on the maturity date and will be payable as lump sum.

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A single pay plan lets you pay your premium in one go so that you can sit back and relax while your plan does the wealth accumulation for you. 

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There are 8 funds available to invest, with this plan. They are as follows: Equity Large Cap Fund, Equity Top 250 Fund, Equity Mid-Cap Fund, Managed Fund, Bond Fund, Equity Blue Chip Fund, Long Term Bond Fund, and Gilt Fund.

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In case of Single Life cover, where life insured is a major, the policyholder and the life insured will be the same person.

In case of Joint Life cover, one of the lives insured will become the primary life insured and other will be the secondary life insured as decided at the inception of the policy. 

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Loyalty Additions will be added to the Fund Value on the last day of the 6th, 8th and 10th Policy Year and will be added to the respective unit linked fund in the same proportion as the total Fund Value held in the unit linked funds at the time of additions. The Loyalty Additions once added will form part of the fund value and will be paid on death, maturity or surrender, whichever is earlier.

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Yes, you can make partial withdrawals starting from the 6th policy year. Maximum partial withdrawal allowed is Fund value which is in excess of 105% of total premiums paid till the time of partial withdrawal can be withdrawn.

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The plan charges are as follows:

Premium Allocation Charges: NIL

Top-Up Allocation Charge: NIL

Policy Administration Charges: NIL

Fund Management Charges (FMC): FMC are levied as a percentage of the asset value of the relevant Fund and will be reflected in the NAV of the respective Fund. 

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The minimum premium amount is ₹10 lakhs and there is no limit to the maximum premium amount, subject to Board Approved Underwriting Policy. 

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The minimum entry age for single life option is 8 years and the maximum entry age is 65 years. The minimum entry age for joint life option is 18 years and the maximum entry age is 65 years.

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The minimum maturity age for single life option is 18 years and the maximum maturity age is 75 years. The minimum maturity age for joint life option is 28 years and the maximum entry age is 75 years. 

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The policy term is 10 years. 

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You need to pay your premium just once. 

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The minimum sum assured for single life option is 1.25 X single premium and the maximum sum assured is 10 X single premium. The minimum and maximum sum assured for joint life option is 10 X single premium. 

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Yes, there is a free look period of 15 days from the date of the receipt of the policy document. Policies sold through Distance Marketing will have a free look period for 30 days.

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Single Life: In case of death due to suicide within 12 months from the policy commencement date, the nominee or the beneficiary of the policyholder shall be entitled to the fund value, as available on the date of intimation of death.

Joint Life: In case of death of either or both of the lives insured due to suicide, within 12 months from the policy commencement date, the surviving life insured or the nominee or the beneficiary of the policyholder shall be entitled to the fund value, as available on the date of intimation of death.

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As this is a single pay plan, there is no grace period. 

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3 - As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

*⁷ - Partial withdrawal amount is subject to Partial Withdrawal rule. Please refer product brochure for more details.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Unit Linked Insurance products are different from the traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Edelweiss Life Insurance Company Ltd. is only the name of the Life Insurance Company and Edelweiss Life – Wealth Premier is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India.

Edelweiss Life Insurance Company Limited.
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