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IN THIS POLICY, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
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The Easy Way To Plan Your Pension!

Edelweiss Life Easy Pension is a retirement solution, for a
financially protected, stable and happy retired life..

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Take a step ahead to secure your retired life

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Easy Pension Product Brochure

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A Multiple of single/annualized premium as life cover at all time during policy tenure
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Product Brochure
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Sample Contract
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Customer Information Sheet
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Reasons Why This Plan Makes Retirement Easy!

Reasons Why This Plan Makes Retirement Easy!

TheOnetill85!

The One till 85!

We’ll stay by your side and provide you with protection and retirement solutions till you’re 85 years old.

Something More’ is always better

We’ve got Guaranteed1 Loyalty Additions and Single Pay Enhancers2 to give you great benefits.

LowPremiumAllocationCharge

Low Premium Allocation Charge

This plan offers low premium allocation charges..

LumpSumRegular Payout

Lump Sum + Regular Payout

Option to get a part of your fund value as lump sum and the rest of the fund value is invested as an annuity for regular income.

Benefits of Easy Pension Scroll Top

Benefits of Easy Pension

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longlifecover
premiumpaymentoption
satisfyyourriskappetite
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Let your future be secured! With this plan, you get the double advantage of retirement solution as well as protection so that you continue to get a steady income in your second innings.

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Life cover jo chalta rahe! This plan will look out for you for a long time by providing you with a life cover till 85 years of age.

longlifecover

Pay as per your convenience.! With this plan, you can complete all payments in one go through the Single Pay option, or space them out at periodic intervals (Annual, Half-yearly, Quarterly, Monthly) through the Regular Pay option. You can also complete your premium payments early through the Limited Pay option, where you can make your payments over a span of 5 to your Policy Term-5 years. 

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Pick the strategy that works for you! Depending on your needs and risk appetite, we have 2 strategies for you - Aggressive Strategy and Conservative Strategy. Your percentage of investment in the Pension Growth Fund and the Pension Secured Fund is based on the choice you make. This choice needs to be made when you start the policy

satisfyyourriskappetite

Low charges mean more savings! With this plan, you have the advantage of paying low premium allocation charges.

lowpremiumallocationcharges

Steps Easy Pention Only 4 Steps Are Needed For You To Get This Plan!

Only 4 Steps Are Needed For You To Get This Plan!

1

Start Making Decisions

  • Conduct Need Analysis
  • Choose your Premium Amount
2

Choose Your Terms

  • Select your Policy Term
  • Select your Premium Paying Term
3

Select what is best for you

  • Choose your Premium Paying Frequency
  • Choose your Risk Strategy
4

Sit Back and Relax

  • Submit the requested documents
  • Let us verify your details so you can start saving for retirement

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What Makes Us Your Ideal Partner

What Makes Us Your Ideal Partner

claim

99.23% Claim Settlement Ratio**

Our Promise of Integrity- 99.23% Claim Settlement Ratio** for FY 2024

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Recognized for Our Remarkable Customer Journey!

'Bolt' wins under 'Public & Private Collaboration' category at NASSCOM Foundation TechForGood Awards 2024^³

Here's Why Our Customers Adore Us

Here's Why Our Customers Adore Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

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ETLICustomer

Thank you Narmin, you really help me a lot, thank you so much, it’s really good to talk to u, keep going.

Suryabali Sitladin Vaishya

(Customer)
ETLICustomer

I thank your entire team for their sincere efforts in crediting the amount to my account. I have received the amount and thank you again from the bottom of my heart.

Bishnu Satapathy

(Customer)
ETLICustomer

Thank you so much Narmin, the information you provided me is really clear & good, Thank you

Christopher Paul Carroll

(Customer)
ETLICustomer

Thank you Athang, it’s really good to talk to you & you informed me all the details, Thank you so much for your effort.

Manish Kumar Tiwari

(Customer)
ETLICustomer

10 out 10. Interaction was too good. I got all the details and I’m convinced. I was not sure about this policy details and got very good feedback from your end. Thank you so much!

Mahalakshmi Srinivasan Iyer

(Customer)
ETLICustomer

It was excellent! The way you (Agent, Divya Patariyar) understood my query and then the way you clarified, I would really thank you for your patience and then hearing me out finding out the problem and then letting me know what’s would happen my policy details thanks it a was great spoke to you I will rate you 5 out 5 !!!

Durga Prasad Arsid

(Customer)
ETLICustomer

Mr. Sahil Shaikh provided excellent help. His behaviour was very good, and he treated me very well. Thank you.

Tejendra Kumar Rana

(Customer)
ETLICustomer

Thank you so much Krutika for helping me in this Query and it’s really helpful, Thank you for your valuable time.

Shweta Deepak Ghag

(Customer)
ETLICustomer

Dear Sir/Madam, This is regarding my thankfulness for the Revival of my policy. I'm so impressed of your customer care service team doing a great job as taking responsibilities and fulfilment of the customer needs in a short span of time. My personal wishes and thanks again of each one your team for an Excellent Job.

Babu Kannan  M

(Customer)
ETLICustomer

Thank you so much Deepali Ma’am, You helped me a lot and clearly explained everything about the policy. Once again, thank you so much, you are such a helpful person.

Shilpa Agarwal

(Customer)

()
ETLICustomer

I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.

Gorachand Adhikari

(Sr. Engineer)
ETLICustomer

Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.

Kartik Nayak

(Sr Engineer)
ETLICustomer

Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Life and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Life was the transparency in the whole process.I will be happy to suggest ET to my friends.

Deepak Kulkarni

(Director)
ETLICustomer

It was an absolute pleasure to interact with you for this policy issuance.Overall experience with Edelweiss Life was amazing & I'm extremely satisfied with the services.In fact the policy kit is one of the most innovative policy kits,especially the tag line "The key to your family's financial security".

Alok Shukla

(Sr. Manager)
ETLICustomer

As per my readings.. of edelweiss & tokio companies.. They are in very less aged. in Indian Insurance... but according to their commitment.. It will be better player in the market in the coming days.In term insurance, we have to candid in information to the company.. then everything is positive..I am the happy customer..

Ramesh Munagala

(Sr. System Engineer)
ETLICustomer

Thanks for issuing the policy.I am very much satisfied with the professionalism shown by entire team (sales/UW/support).Special token of appreciation to Rohan in getting things clarified and resolved so promptly.Wonderful and pleasant expereince

Nishant Kumar

(Asst. Manager)
ETLICustomer

I brought this plan because it is one of the very few policy which gives a coverage for 80 yrs. second I purchased it from policy bazaar.com, so have to mention that their coordination is also impressive. Third the communication from Edelweiss team was so good . they informed me every thing and let me informed at each and every stage.They personaly assigned me a person named Sneha from ET, she walked me through all the proceedings. I hope you people continue the service in India, like this

Arvind Kumar

(Consultant)
ETLICustomer

I am happy to get a term plan from Edelweiss Life and to be associated with such a reputed organisation. A good, calm and helpful representative assisted me throughout the process. Really appreciatable. Hope this will continue in the future.

Shiddarth Awasthy

(Jharsuguda)
ETLICustomer

Thank you for processing and issuing my policy. From the beginning till issuance of my policy, it is been nice and hassle free. Your follow up and subsequent guidance, help in generating a smooth transaction.

B. Nakkina

(Godavari)

FAQs For Easy Pension

FAQs

Like teachers say, there are no silly questions

What is a pension plan?

Pension plans provide financial security post-retirement so you can maintain your lifestyle even in your second innings. They also provide a life cover to protect your family in your absence. 

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In today’s fast paced world, it is becoming increasingly important to plan your life well. Given our hectic work lives today, it is important that you plan for a peaceful and secure retirement in the future. Many of us also plan to retire early and fulfill our unrealized dreams post retirement. It is, thus, necessary to ensure that you have adequate financial resources to enjoy a stress-free post-retirement life. 

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Edelweiss Life – Easy Pension is a retirement plan, suited to meet your financial needs for a stable and happy retired life. You have the option to get a part of your fund value as lump sum amount at your chosen retirement age. Rest of the fund value is invested as an annuity for regular income to enjoy the retirement life.

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You can achieve a happy and peaceful retired life without worrying about finances, with this plan. A new home, a foreign trip or a lovely gift for your spouse; you can achieve all your post-retirement dreams with this plan.

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Yes, this plan covers death due to COVID-19.

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Vesting age is either your retirement age as per norms or an earlier date if you plan

to retire early.

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On reaching vesting age, the maturity benefit is Higher of:

(i) Fund Value at maturity

(ii) Assured Benefit, where Assured Benefit is 101% of total premiums paid till maturity

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There are 2 risk strategy options you can choose from - ‘aggressive’ or ‘conservative’, depending upon your risk appetite. Basis the strategy you choose, your fund allocation towards ‘Pension Growth Fund’ and ‘Pension Secure Fund’ will vary.

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The minimum entry age is 18 years and the maximum entry age is 75 years. 

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The minimum maturity age is 45 years and the maximum maturity age is 85 years.  

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The minimum policy term is 10 years and the maximum policy term is 67 years.

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You can pay your premiums as Single Pay (one-time), Limited Pay (5 years) or Regular Pay. You can choose the payment frequency as annual, semi-annual, quarterly or monthly. 

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You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

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Yes, there is a discontinuance charge. This is a charge levied on the Unit Fund/Policy Account Value where the policyholder opts for complete withdrawal of the policy. Please read the policy brochure for details on rate of discontinuance charges. 

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In case of death due to suicide within 12 months from the risk commencement date or from the date of revival of the policy, your beneficiary shall be entitled to receive at least 80% of the Total Premiums Paid, provided the policy is in in-forc

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Grace period of 15 days, where you pay the Premium on a monthly basis, and 30 days in all other cases, is available.

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Any queries

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We are always there for you !

For queries, write to [email protected]

Video Easy Pension

Videos

1- For annualized premiums of Rs. 45,000 and above, Guaranteed Loyalty Additions, as a percentage of average of last 60 months’ fund value, is added at the end of 10th policy year and every 5th policy year thereafter till maturity. This is applicable only if all due premiums are paid and the policy is inforce. 
2- For Single Pay policies, Guaranteed Enhancers equal to 0.25% of last 12 months’ average Fund Value, is added at the end of every policy year from 6th policy year onwards till maturity. 

^³ - Listed as one of the Most Trusted BFSI Brands 2023 by Marksmen Daily. The survey conducted by LeadCap Ventures for Marksmen Daily appraised the brands based on parameters like quality & consistency, uniqueness, value delivered, Brand affinity, innovation, affluence and more. Source: https://marksmendaily.com/2023/06/24/building-trust-in-a-changing-world-order/

** - Claim statistics are for Financial Year 2023-24 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Unit Linked Insurance products are different from the traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Edelweiss Life Insurance Company Limited is only the name of the Life Insurance Company and Edelweiss Life – Easy Pension is only the name of A Linked, Non-Participating, Individual, Pension, Savings Product. Please know the associated risks and the applicable charges, from your Personal Financial Advisor or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Reg. No.: 147 | CIN: U66010MH2009PLC197336 | UIN: 147L034V04 | ARN: WP/4030/Dec/2024
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | www.edelweisslife.in

 

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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