Zindagi Protect
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Stay Protected today, tomorrow & always, with Zindagi Protect!
plan with coverage up to age 100. Enjoy optional features such as
Return of Premium, Better Half Benefit, Child's Future Protect Benefit,
and Premium Break Benefit, making it the ideal choice for families
seeking financial security.
Take a step ahead to secure your life
Download Brochure 
A Multiple of single/annualized premium as life cover at all time during policy tenure
View Download
Why Is This Term Plan the Ideal Partner for Your Future?
Your Century Long Companion
More Benefits for You and Your Child
Enhanced Benefits for Your Better Half
Get Your Premiums Back
Premium Break Benefit*³
Flexible protection for your changing needs
Discount on Premium
Benefits of Zindagi Protect
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100 Years Life Cover
We’re with you for a century! This term plan provides coverage for as long as 100 years of age, ensuring that your loved ones are financially secure for a lifetime, even in your absence.
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Child’s Future Protect Benefit
Making your child’s dreams a reality! That is why this optional benefit provides an additional payout to your child in case you are no longer around. This benefit remains active until your child turns 25 years old, during which you may have higher responsibilities
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Better Half Benefit
Always be there as a reliable pillar of support! Opt for the Better Half Benefit to make sure your partner is taken care of, when you can’t be around. This optional benefit offers your spouse a life cover in the same plan, at a minimal extra cost and gets triggered on the death of the Life Insured.
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Return of Premiums
Making their way back, where they belong! With this benefit, you can opt to get 100% of Total Premiums Paid^ when your policy matures. This helps you prepare for the next chapter in your life with extra padding in your wallet.
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Limited Premium Pay Option
The sooner, the better! This plan gives you the option to secure your future in a shorter time frame while staying protected for a longer time. With this option, your premium payments are completed quicker, so you can rest easy and enjoy the fruits of your labour. Premium Paying terms available with this option are 5/7/10/15/20 years.
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Tax Benefits³
Maximize your savings! Premiums paid are eligible for tax benefits3 under section 80C, and both the income received, and the maturity benefit is eligible for tax benefits3 under section 10(10D).
100 Years Life Cover
We’re with you for a century! This term plan provides coverage for as long as 100 years of age, ensuring that your loved ones are financially secure for a lifetime, even in your absence.
Child’s Future Protect Benefit
Making your child’s dreams a reality! That is why this optional benefit provides an additional payout to your child in case you are no longer around. This benefit remains active until your child turns 25 years old, during which you may have higher responsibilities
Better Half Benefit
Always be there as a reliable pillar of support! Opt for the Better Half Benefit to make sure your partner is taken care of, when you can’t be around. This optional benefit offers your spouse a life cover in the same plan, at a minimal extra cost and gets triggered on the death of the Life Insured.
Return of Premiums
Making their way back, where they belong! With this benefit, you can opt to get 100% of Total Premiums Paid^ when your policy matures. This helps you prepare for the next chapter in your life with extra padding in your wallet.
Limited Premium Pay Option
The sooner, the better! This plan gives you the option to secure your future in a shorter time frame while staying protected for a longer time. With this option, your premium payments are completed quicker, so you can rest easy and enjoy the fruits of your labour. Premium Paying terms available with this option are 5/7/10/15/20 years.
Premium Break Benefit*³
Option to select Premium Break benefit, by paying additional premium, which enables you to skip up to 8 premiums depending on the premium payment term, while you enjoy the benefits of your plan. This benefit is only available for Premium Paying Term of 10 years or more.
Tax Benefits³
Maximize your savings! Premiums paid are eligible for tax benefits3 under section 80C, and both the income received, and the maturity benefit is eligible for tax benefits3 under section 10(10D).
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Capital Guarantee¹: Assurance Amidst Market Fluctuations
Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced cover option with sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80c & 10(10d) to shield your savings
Market-linked Returns with Guaranteed¹ Lumpsum Option!
Maintain a diversified portfolio by investing in the market, while also receiving a guaranteed¹ payout at maturity.
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced Cover option with higher sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80C & 10(10D) to shield your savings
Future Guaranteed¹ Income, now possible!
Makes sure nothing gets in the way of you and your dreams.
Guaranteed¹ Income + Protection + Tax Benefits³ in one plan
Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income
Family Income Benefit option ensures your family doesn’t have to compromise dreams
6 Riders available to enhance your plan⁹
Need expert advice?
I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.
Gorachand Adhikari
(Sr. Engineer)
Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.
Kartik Nayak
(Sr Engineer)
Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Life and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Life was the transparency in the whole process.I will be happy to suggest ET to my friends.
Deepak Kulkarni
(Director)
It was an absolute pleasure to interact with you for this policy issuance.Overall experience with Edelweiss Life was amazing & I'm extremely satisfied with the services.In fact the policy kit is one of the most innovative policy kits,especially the tag line "The key to your family's financial security".
Alok Shukla
(Sr. Manager)
As per my readings.. of edelweiss & tokio companies.. They are in very less aged. in Indian Insurance... but according to their commitment.. It will be better player in the market in the coming days.In term insurance, we have to candid in information to the company.. then everything is positive..I am the happy customer..
Ramesh Munagala
(Sr. System Engineer)
Thanks for issuing the policy.I am very much satisfied with the professionalism shown by entire team (sales/UW/support).Special token of appreciation to Rohan in getting things clarified and resolved so promptly.Wonderful and pleasant expereince
Nishant Kumar
(Asst. Manager)
I brought this plan because it is one of the very few policy which gives a coverage for 80 yrs. second I purchased it from policy bazaar.com, so have to mention that their coordination is also impressive. Third the communication from Edelweiss team was so good . they informed me every thing and let me informed at each and every stage.They personaly assigned me a person named Sneha from ET, she walked me through all the proceedings. I hope you people continue the service in India, like this
Arvind Kumar
(Consultant)
I am happy to get a term plan from Edelweiss Life and to be associated with such a reputed organisation. A good, calm and helpful representative assisted me throughout the process. Really appreciatable. Hope this will continue in the future.
Shiddarth Awasthy
(Jharsuguda)
Thank you for processing and issuing my policy. From the beginning till issuance of my policy, it is been nice and hassle free. Your follow up and subsequent guidance, help in generating a smooth transaction.
B. Nakkina
(Godavari)
I am happy with the services of Edelweiss Life. All staff members are very professional. They provided guidance to complete the form and helped me in submitting my documents. They arranged my medicals and gave reminders from start of policy till issuance.
Sourabh Kapoor
(Amritsar)
"I am very much happy with the customer care executives that deal with me from initial discussions regarding policy & its benefits plus facilities till the time to issuance of policy. They had also informed every steps till receiving the policy hard copy through courier. The third party associated i.e. for medical checkup team also very cooperative & helpful. Thanks to all these stakeholders in procuring this policy"
Pankaj Kumar Mandal
(Manager)
Recently taken TOTAL SECURE+ policy for me. I love the policy which cover me until I attain 80 years. Hassle free application procedure through online. Even at every small corrections/requirements customer care quick response is awesome. Complete physical check up at home is unbelievable. With in 10 days every thing completed and policy soft copy also available. Taken policy even doing my daily works as per my time convenience. Definitely a nice experience.
Ravi Phani Sekhar Pampani
(Manager)
Customer services are very good and satisfied to answer any question.
Vikash Kumar
(Manager)
Good overall experience with informed representative. Good website to buy insurance yourself.
Premal Parikh
(Manager)
I just bought some other insurance along with Edelweiss Life...but Edelweiss Life service...u guys rock man... Thanks
Mrigendra
(Manager)
Excellent customer service,one of the best service I never heard,all the very best team
Parameshkumar
(Manager)
Customer service realy super and product schem is very nice.
Biswajit Roy
(Manager)
Very good to describe policy detail with very patience ,i like very much
Premchandra Paswan
(Manager)
The customer service is prompt and helpful for any clarification.
Sudipan Ghosh
(Manager)
Customer care people were very good in resonding to all my querries with patience. I appreciate them
Thotli Jayaprakash
(Manager)Fire Away Queries
Why Should I Invest In A Term Insurance Plan?
While every increase in your income leads to an enhanced lifestyle for your family, it is important that the financial support you provide to your family is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the bread winner is no more, his/her dependants are provided necessary income required to maintain their lifestyle.
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Should I Buy A Term Insurance Plan Online?
Purchasing term insurance plans online is possible and convenient. You can compare multiple plans and select the one that best suits your needs.
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Is It Better To Have More Than One Term Insurance Plan?
By having multiple term insurance plans, you can ensure a secure sum assured from multiple sources. This implies that you can have a guaranteed death benefit reserve for your nominee(s) from two distinct sources. If you hold multiple term insurance plans from various insurance providers, the chances of your claim being considered by at least one provider, even if it gets declined by another, are higher.
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How Does A Personal Habit Like Smoking Matter While Choosing A Term Insurance Plan?
An insurance plan referred to as term insurance provides life coverage, and insurance companies rely on risk evaluations. Individuals who have a greater likelihood of experiencing a severe illness are subject to higher premium charges by insurers. Policyholders who smoke are required to pay more in premiums than those who do not.
To determine if you are a smoker, your insurer will ask you three questions when you purchase a term plan online:
1. Do you use nicotine and/or tobacco products?
2. Have you used a tobacco product in the past four years?
3. Have you ever used a tobacco product?
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Why Should I Buy A Term Insurance Plan When I Already Have An Insurance Plan Through My Employer?
While employer-provided insurance can be advantageous, the coverage provided may not always be enough to adequately protect your family. Additionally, the insurance coverage ends once you no longer work for that employer. As a result, purchasing an individual insurance plan with a higher sum assured can provide appropriate level of financial security for your family's needs.
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What Is The Difference Between Life Insurance And Term Insurance?
Term insurance does not offer maturity benefits, whereas a life insurance policy provides these benefits to the policyholder upon the policy's completion. Instead, a term insurance plan pays out the sum assured to the nominee(s) of the policyholder in the event of their death during the plan term.
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Video
3 As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
9 Riders are Optional and available at extra cost.
^ The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. Please refer sales brochure for more details.
*3 For more details please refer product brochure
** If 20 pay is chosen with Better Half Benefit, then the maximum entry age of the Life Insured and Spouse is 60 years (age last birthday).
Edelweiss Life - Accidental Total and Permanent Disability Rider is only an Individual, Non-Linked, Non-Participating, Pure Risk Premium, Health Insurance rider. UIN 147B001V04
Edelweiss Life - Accidental Death Benefit Rider is only the name of an Individual, Non-Linked, Non-Participating, Pure Risk Premium, Health Insurance Rider. UIN 147B002V04
Edelweiss Life - Critical Illness Rider is only the name of the Individual, Non-Linked, Non-Participating, Pure Risk Premium, Health Insurance rider. UIN 147B005V04
Edelweiss Life - Waiver of Premium Rider is only the name of the Individual, Non-Linked, Non-Participating, Pure Risk Premium, Health Insurance rider. UIN 147B003V05
Edelweiss Life - Zindagi Protect is An Individual, Non-Linked, Non-Participating, Pure Risk
Premium/Savings, Life Insurance Plan. Please know the associated risks and the applicable charges from your
Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. The tax benefits under this Policy may be available as per the prevailing Income Tax laws in India. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Regn. No.: 147 | CIN: U66010MH2009PLC197336 | UIN: 147N078V02 | ARN : WP/3445/Oct/2023
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | Fax No.: +91 22 6117 7833 | www.edelweisslife.in