Will You Spend or Invest For Your Valentine?

It is going to be the V-day soon! Your world is about to turn pink. Heart-shaped balloons will float in the sky. Roses will be stuck on your office windows. Restaurants and coffee shops will be flooded with shy couples. Ladies will dress up in the same red dress they wore last Valentine’s Day and gentlemen will wear pink shirts and spend their day defending their masculinity. There is nothing wrong with being mushy. And, clichés are clichés for a reason.

Simple gifts like chocolates, roses, and romantic cards put an instant smile on your better half’s face, but there are a few other things you can do to bring a lifetime of happiness and security in their life.

1. Get Life Insurance

   Your spouse may or may not be financially dependent on you right now, but your absence will have a negative impact on their well-being. The responsibilities that both of you share will fall upon your partner’s shoulders. A life insurance policy makes sure that their future is financially secured.

2. Be Transparent with Finances

   Love begins with sharing. As a couple, be transparent and forthcoming about all your financial aspects – investments and liabilities. Confide in each other about your financial aspirations and make your partner a part of them. Keeping each other regularly updated about your personal finances ensures that there is trust between you two and you are each other’s financial confidantes.

3. Invest in a Hobby They Want to Pursue

   We tend to lose touch with hobbies that help us escape day-to-day worries and routine. This Valentine’s, help your better half rediscover their love for painting or origami or music or whatever makes them happy. Enroll them in an art class, or get them an instrument to learn, invest in a hobby which they want to pursue.

4. Create a saving Fund Together

Create a joint savings fund for a goal that is important to both of you. It could be buying your dream house, going for an international trip together, or simply going to the best restaurant in town for dinner. The fact that both of you worked hard and saved to achieve this goal will make it special.

Whether you’ve thought about it or not, financial security is a significant aspect in a relationship. And a life insurance policy is nothing but a promise to protect the love of your life forever.