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The Path To Protection For You And Your Family Starts Here 

Life can be unpredictable and can sometimes lead to unforeseen
events. There needs to be a plan in place that looks out for your loved
ones, even when you cannot be around. Edelweiss Life Saral
Jeevan Bima is a Life Insurance Plan that offers security for you and your
loved ones. 

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Take a step ahead to secure your life

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Saral Jeevan Bima Brochure

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A Multiple of single/annualized premium as life cover at all time during policy tenure
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Product Brochure
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Rate Table
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Saral Jeevan Bima Reasons why getting this plan is a simple way to get secured!

Reasons why getting this plan is a simple way to get secured!

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Life Cover

Live an unlimited zindagi, as this plan offers you the assurance of a Life Cover!

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Limited Pay

You can complete all your premium payments in 5 or 10 years and enjoy your plan benefits until the end of the policy term

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Flexible Policy Term

You have the flexibility to choose between a policy term of 5 to 40 years.

Saral Jeevan Bima Benefits Of Saral Jeevan Beema

Benefits Of Saral Jeevan Beema

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 There are so many things to do in this world and we want you and your family to experience them without fear. You can plan for the future without any worries, as you get life cover with this plan!

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Don’t spend your entire life paying off premiums! With the Limited Pay Option, you can complete your premium payments in 5 or 10 years and enjoy the plan benefits till the end of the policy term.

Pay as you wish! You can decide how you want to make your premium payments according to the option that suits you best. Choose between Yearly, Half-Yearly or Monthly payments and enjoy the plan’s benefits thereafter.

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Depending on your protection needs, you can choose the policy term and life cover that suits you. With the flexible plan options of Saral Jeevan Bima, you will be able to customize your policy term from a range of 5 to 40 years. You also get the option to choose a life cover between the range of Rs. 5 lacs to Rs, 25 lacs, in multiples of 50,000

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Don’t worry about deductions! Premiums paid under this plan are eligible for Tax Benefits under section 80 (c). Benefits received upon claim are exempt from taxes under section 10(10D).

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Saral Jeevan Bima Protect yourself in 3 easy steps!

Protect yourself in 3 easy steps!

1

Start Your Edelweiss Life Protection Journey!

  • Choose your Sum Assured
  • Calculate your premium amount
2

Make A Few Decisions

  • Pick your preferred Policy Term
  • Pick your preferred Policy Paying Term and frequency
  • Choose your nominee
3

Sit Back and Relax!

  • Submit the requested documents
  • Let us verify your details so we can start your plan!

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GCAP Reasons Why You’re Bound To Love Us Back

Reasons Why You’re Bound To Love Us Back

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We’ve got experience in helping people make their Zindagi unlimited

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We’ve got the expertise in helping you grow your wealth

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We constantly innovate our offerings to get better results for you

Saral Jeevan Bima Here's Why Our Customers Trust Us

Here's Why Our Customers Trust Us

Look at what people had to say about our services
Our customers say
Good
4/5
based on 600 reviews

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ETLICustomer

Thank you Narmin, you really help me a lot, thank you so much, it’s really good to talk to u, keep going.

Suryabali Sitladin Vaishya

(Customer)
ETLICustomer

I thank your entire team for their sincere efforts in crediting the amount to my account. I have received the amount and thank you again from the bottom of my heart.

Bishnu Satapathy

(Customer)
ETLICustomer

Thank you so much Narmin, the information you provided me is really clear & good, Thank you

Christopher Paul Carroll

(Customer)
ETLICustomer

Thank you Athang, it’s really good to talk to you & you informed me all the details, Thank you so much for your effort.

Manish Kumar Tiwari

(Customer)
ETLICustomer

10 out 10. Interaction was too good. I got all the details and I’m convinced. I was not sure about this policy details and got very good feedback from your end. Thank you so much!

Mahalakshmi Srinivasan Iyer

(Customer)
ETLICustomer

It was excellent! The way you (Agent, Divya Patariyar) understood my query and then the way you clarified, I would really thank you for your patience and then hearing me out finding out the problem and then letting me know what’s would happen my policy details thanks it a was great spoke to you I will rate you 5 out 5 !!!

Durga Prasad Arsid

(Customer)
ETLICustomer

Mr. Sahil Shaikh provided excellent help. His behaviour was very good, and he treated me very well. Thank you.

Tejendra Kumar Rana

(Customer)
ETLICustomer

Thank you so much Krutika for helping me in this Query and it’s really helpful, Thank you for your valuable time.

Shweta Deepak Ghag

(Customer)
ETLICustomer

Dear Sir/Madam, This is regarding my thankfulness for the Revival of my policy. I'm so impressed of your customer care service team doing a great job as taking responsibilities and fulfilment of the customer needs in a short span of time. My personal wishes and thanks again of each one your team for an Excellent Job.

Babu Kannan  M

(Customer)
ETLICustomer

Thank you so much Deepali Ma’am, You helped me a lot and clearly explained everything about the policy. Once again, thank you so much, you are such a helpful person.

Shilpa Agarwal

(Customer)

()
ETLICustomer

I am very pleased to avail the services of Edelweiss Life. Very co-operative ,responsive & timely.I will surely recommend my friends and relatives to opt your services.

Gorachand Adhikari

(Sr. Engineer)
ETLICustomer

Thanks for providing the good news that the policy has been issued.Yes,the service was very good from Edelweiss Life Insurance to avail this insurance within the scheduled time.I hope the same kind of support will continue for this long term relationship with Edelweiss Life.

Kartik Nayak

(Sr Engineer)
ETLICustomer

Thank you for effectively closing the proposal.I would like to share my views regarding the service I received from Edelweiss Life and personally from Kaushik who has been my point of contact through out this transaction.Just to give you a background I work as Director with an IT MNC and I am someone who understands the insurance and Financial products very well.What was impressive with Edelweiss Life was the transparency in the whole process.I will be happy to suggest ET to my friends.

Deepak Kulkarni

(Director)
ETLICustomer

It was an absolute pleasure to interact with you for this policy issuance.Overall experience with Edelweiss Life was amazing & I'm extremely satisfied with the services.In fact the policy kit is one of the most innovative policy kits,especially the tag line "The key to your family's financial security".

Alok Shukla

(Sr. Manager)
ETLICustomer

As per my readings.. of edelweiss & tokio companies.. They are in very less aged. in Indian Insurance... but according to their commitment.. It will be better player in the market in the coming days.In term insurance, we have to candid in information to the company.. then everything is positive..I am the happy customer..

Ramesh Munagala

(Sr. System Engineer)
ETLICustomer

Thanks for issuing the policy.I am very much satisfied with the professionalism shown by entire team (sales/UW/support).Special token of appreciation to Rohan in getting things clarified and resolved so promptly.Wonderful and pleasant expereince

Nishant Kumar

(Asst. Manager)
ETLICustomer

I brought this plan because it is one of the very few policy which gives a coverage for 80 yrs. second I purchased it from policy bazaar.com, so have to mention that their coordination is also impressive. Third the communication from Edelweiss team was so good . they informed me every thing and let me informed at each and every stage.They personaly assigned me a person named Sneha from ET, she walked me through all the proceedings. I hope you people continue the service in India, like this

Arvind Kumar

(Consultant)
ETLICustomer

I am happy to get a term plan from Edelweiss Life and to be associated with such a reputed organisation. A good, calm and helpful representative assisted me throughout the process. Really appreciatable. Hope this will continue in the future.

Shiddarth Awasthy

(Jharsuguda)
ETLICustomer

Thank you for processing and issuing my policy. From the beginning till issuance of my policy, it is been nice and hassle free. Your follow up and subsequent guidance, help in generating a smooth transaction.

B. Nakkina

(Godavari)

Saral Jeevan Bima Fire Away Queries

Fire Away Queries

Like teachers say, there are no silly questions

What is a term insurance plan?

Every increase in your income leads to an enhanced lifestyle for you and your family. It is important that this financial support is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the breadwinner is no more, his/her dependents are provided the financial support required to maintain their lifestyle.

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 Edelweiss Life – Saral Jeevan Bima is a simple and easy-to-navigate life insurance plan. Plan designed to provide protection to your family. It not only covers your present requirements but also provides the flexibility. You can customise this plan by choosing a convenient Premium Paying Term, mode of payment and the desired coverage.

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Yes, this plan covers death due to COVID-19.

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 The minimum policy term is 5 years and the maximum policy term is 40 years.

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 For a Regular Pay plan, you need to pay your premiums for the same duration as that of your policy term. For Limited Pay you can pay the premium till 5 or 10 years. For Single Pay you have to pay only once.

For Regular Pay and Limited Pay, you can decide to pay your premiums yearly, half yearly or monthly.  

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 The minimum maturity age is 23 years and the maximum maturity age is 70 years.

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 The minimum entry age is 18 years and maximum entry age is 65 years.

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The minimum sum assured is Rs.5,00,000 and the maximum sum assuredRs 25,00,000, subject to board approved underwriting policy.

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On death of the Life Assured, the Death Benefit amount is payable as a lump sum to the nominee, provided the Policy is in force

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As this is a pure term plan, no benefit is payable on maturity.

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Surrender value is not applicable under this Policy.

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In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or the Beneficiary you have chosen shall be entitled to at least 80% of the total Premiums paid, provided the Policy is in force.

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You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

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Saral Jeevan Bima Message Box

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We are always there for you !

For queries, write to [email protected]

Contact us on 022 6611 6013

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Life - Saral Jeevan Bima is a non-linked, non- participating, individual pure risk , life insurance plan. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws For more details on risk factors, terms and conditions please read product brochure carefully before concluding a sale.

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Regn. No.: 147 | CIN: U66010MH2009PLC197336 | Product UIN: 147N069V02 | ARN : WP/4004/Dec/2024
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | www.edelweisslife.in

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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