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The Path To Protection For You And Your Family Starts Here 

Life can be unpredictable and can sometimes lead to unforeseen
events. There needs to be a plan in place that looks out for your loved
ones, even when you cannot be around. Edelweiss Life Saral
Jeevan Bima is a Life Insurance Plan that offers security for you and your
loved ones. 

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Take a step ahead to secure your life

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Saral Jeevan Bima Brochure

A Multiple of single/annualized premium as life cover at all time during policy tenure
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Saral Jeevan Bima Reasons why getting this plan is a simple way to get secured!

Reasons why getting this plan is a simple way to get secured!

Saral Jeevan Bima Benefits Of Saral Jeevan Beema

Benefits Of Saral Jeevan Beema

 There are so many things to do in this world and we want you and your family to experience them without fear. You can plan for the future without any worries, as you get life cover with this plan!


Don’t spend your entire life paying off premiums! With the Limited Pay Option, you can complete your premium payments in 5 or 10 years and enjoy the plan benefits till the end of the policy term.

Pay as you wish! You can decide how you want to make your premium payments according to the option that suits you best. Choose between Yearly, Half-Yearly or Monthly payments and enjoy the plan’s benefits thereafter.


Depending on your protection needs, you can choose the policy term and life cover that suits you. With the flexible plan options of Saral Jeevan Bima, you will be able to customize your policy term from a range of 5 to 40 years. You also get the option to choose a life cover between the range of Rs. 5 lacs to Rs, 25 lacs, in multiples of 50,000


Don’t worry about deductions! Premiums paid under this plan are eligible for Tax Benefits under section 80 (c). Benefits received upon claim are exempt from taxes under section 10(10D).


Saral Jeevan Bima Protect yourself in 3 easy steps!

Protect yourself in 3 easy steps!


Start Your Edelweiss Life Protection Journey!

  • Choose your Sum Assured
  • Calculate your premium amount

Make A Few Decisions

  • Pick your preferred Policy Term
  • Pick your preferred Policy Paying Term and frequency
  • Choose your nominee

Sit Back and Relax!

  • Submit the requested documents
  • Let us verify your details so we can start your plan!

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Capital Guarantee¹: Assurance Amidst Market Fluctuations

Market-linked returns, with an additional benefit of guaranteed¹ return of your total invested premium at maturity

  • Benefits of market-linked returns and guaranteed¹ lumpsum in one plan

  • Enhanced cover option with sum assured & booster additions

  • Little Star Benefit option to protect your child’s future

  • Tax benefits³ u/s 80c & 10(10d) to shield your savings

Future Guaranteed¹ Income, now possible!

Makes sure nothing gets in the way of you and your dreams.

  • Guaranteed¹ Income + Protection + Tax Benefits³ in one plan

  • Pick from 4 plan options basis life goals – Lumpsum, Short Term Income, Long Term Income & Retirement Income

  • Family Income Benefit option ensures your family doesn’t have to compromise dreams

  • 6 Riders available to enhance your plan⁹

Har Sapna Karo Poora with Guaranteed¹ Savings!

Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².

  • Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments

  • Enhanced Cover option to secure your family with 20x the premium^⁴ paid

  • Guaranteed¹ savings & life cover for a policy term as high as 40 years

  • Family Income Benefit option to ensure your family doesn’t have to compromise on dreams

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GCAP Reasons Why You’re Bound To Love Us Back

Reasons Why You’re Bound To Love Us Back

Saral Jeevan Bima Here's Why Our Customers Trust Us

Here's Why Our Customers Trust Us

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Saral Jeevan Bima Fire Away Queries

Fire Away Queries

Like teachers say, there are no silly questions

What is a term insurance plan?

Every increase in your income leads to an enhanced lifestyle for you and your family. It is important that this financial support is secured in case of an unfortunate event. A term insurance plan ensures that in a scenario where the breadwinner is no more, his/her dependents are provided the financial support required to maintain their lifestyle.

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 Edelweiss Life – Saral Jeevan Bima is a simple and easy-to-navigate life insurance plan. Plan designed to provide protection to your family. It not only covers your present requirements but also provides the flexibility. You can customise this plan by choosing a convenient Premium Paying Term, mode of payment and the desired coverage.

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Yes, this plan covers death due to COVID-19.

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 The minimum policy term is 5 years and the maximum policy term is 40 years.

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 For a Regular Pay plan, you need to pay your premiums for the same duration as that of your policy term. For Limited Pay you can pay the premium till 5 or 10 years. For Single Pay you have to pay only once.

For Regular Pay and Limited Pay, you can decide to pay your premiums yearly, half yearly or monthly.  

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 The minimum maturity age is 23 years and the maximum maturity age is 70 years.

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 The minimum entry age is 18 years and maximum entry age is 65 years.

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The minimum sum assured is Rs.5,00,000 and the maximum sum assuredRs 25,00,000, subject to board approved underwriting policy.

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On death of the Life Assured, the Death Benefit amount is payable as a lump sum to the nominee, provided the Policy is in force

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As this is a pure term plan, no benefit is payable on maturity.

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Surrender value is not applicable under this Policy.

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In case of death due to suicide within 12 months from the Risk Commencement Date or from the date of Revival of the policy, your Nominee or the Beneficiary you have chosen shall be entitled to at least 80% of the total Premiums paid, provided the Policy is in force.

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You have a freelook period of 30 days from the date of the receipt of the policy document for the policy issued after 1st April, 2024 and processing TAT for same is 7 days.

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We are always there for you !

For queries, write to

Contact us on 022 6611 6013

3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Edelweiss Life - Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan and does not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws For more details on risk factors, terms and conditions please read product brochure carefully before concluding a sale. 

Edelweiss Life Insurance Company Limited (formerly known as ‘Edelweiss Tokio Life Insurance Company Limited’).
Flower & Edelweiss (as displayed above) are trademarks of Edelweiss Financial Services Limited used by Edelweiss Life Insurance Company Limited under license.
IRDAI Regn. No.: 147 | CIN: U66010MH2009PLC197336 | Product UIN: 147N069V02 | ARN : WP/3440/Oct/2023
Registered & Corporate Office: 6th Floor, Tower 3, Wing ‘B’, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070.
Toll Free No.: 1800 212 1212 | Fax No.: +91 22 6117 7833 |


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

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