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- Edelweiss Life – Wealth Rise+ - A Double - Advantage ULIP
- Edelweiss Life – Wealth Premier - A Wealth Accumulation Plan
- Edelweiss Life – Wealth Plus - A Savings, Insurance & Child Benefit Plan
- Edelweiss Life – Wealth Ultima - A Plan To Grow Your Wealth
- Edelweiss Life - Zindagi Protect Plus - A Comprehensive Term Plan
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- Edelweiss Life - Premier Guaranteed Star
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Products that Make Your Zindagi Unlimited
Take a Step Ahead to Secure Your Life
Start Paving the Way to a Happy Retirement Today!
Live financially-independent post-retirement with a plan that offers guaranteed⁸ regular annuity for life.
Benefits of Active Pension Plus: :
Guaranteed8 income for life post deferment period^⁵
‘Deferred Life Annuity with Return of Purchase Price on Death’ option available
Customisable deferment period & payout frequency
Build Your Legacy with Lifelong Returns & Security
A whole life plan that provides lifelong income, cash bonuses⁵(if declared), and life cover until 100 years of age!
Benefits of Legacy Plus :
Two Plan Options to Choose From - Lifelong Income Option and Family Secure Option
Family Secure Option to Safeguard Two Lives in One Plan with Waiver of Premium on Death of Primary Life Insured
Lifelong Income Starting From 1st Year throughout the Policy Term
Increased Savings with Cash Bonuses⁵ (if declared)
Six Riders⁹ to Enhance Your Protection During the Policy Term
Flexibility & Power of Guarantee¹ for All Your Future Financial Goals!
A guaranteed¹ income plan that lets you save, grow, and access your money when you need it.
Benefits of Bharat Savings STAR :
Get guaranteed¹ income starting as early as the end of the first month, under immediate income option.
Financial protection to the family in the event of your unfortunate death during the policy term.
Adjust your income by accruing and compounding it and withdraw it as needed
Enjoy liquidity by preponing a portion of your future income, receiving it as a lump sum earlier.
Protect Your Family's Financial Future for Life and Beyond!
Financial protection for your family with total coverage under one plan.
Benefits of Zindagi Protect Plus :
Term life cover with the option of staying protected until you’re 100 years old!
Limited pay OR regular pay premium payment options available.
Choice to get Better Half Benefit, Child's Future Protect Benefit, and Premium Break Benefit*³ under Life Cover Option.
Choose Special Exit Benefit if you want your premiums paid back^ upon discontinuing your policy.
6% Discount on 1st year premium, if you complete medical examination within 7 days of purchase (login).
Grow your future income, step by step!
Protect your future with a personalized plan that provides steady, guaranteed¹ returns
Benefits of Premier Guaranteed STAR :
Guaranteed¹ regular income and / or guaranteed¹ lump sum on maturity
Financial protection to your family in case of your untimely death
Flexibility to customize your plan with various Policy Term, Premium Payment Term options
Availability of 6 Riders⁹ to enhance your protection
Market-linked Returns with Guaranteed¹ Lumpsum Option!
Maintain a diversified portfolio by investing in the market, while also receiving a guaranteed¹ payout at maturity.
Benefits of Wealth Rise+ :
Benefits of market-linked returns and guaranteed¹ lumpsum in one plan
Enhanced Cover option with higher sum assured & booster additions
Little Star Benefit option to protect your child’s future
Tax benefits³ u/s 80C & 10(10D) to shield your savings
Savings & Flexibility for your Future Financial Goals!
A flexible savings plan with three income options to cater to the growing future financial needs of you and your family!
Benefits of Flexi Savings Plan :
Flexible Income + Life Cover + Tax Benefits³ in one plan
Pick from 3-Plan Options - Flexi-Income Option, Flexi-Income PRO Option & Large Sum Option
Option to choose Income Start Year (ISY) as early as 2nd Policy Year
Increased savings with Cash Bonus⁵ and Reversionary Bonus⁷, if applicable
Har Sapna Karo Poora with Guaranteed¹ Savings!
Guaranteed¹ returns, enhanced cover option, tax benefits³, and more… all with premiums just Rs. 3,000/month^².
Benefits of Guaranteed Savings STAR :
Choice to receive guaranteed¹ returns as lumpsum or in 5 equal annual instalments
Enhanced Cover option to secure your family with 20x the premium^⁴ paid
Guaranteed¹ savings & life cover for a policy term as high as 40 years
Family Income Benefit option to ensure your family doesn’t have to compromise on dreams
Savings, Insurance & Benefits for Child - All in One
Get additional fund allocations from your first year and let your wealth keep growing!
Benefits of Wealth Plus :
Get dual benefits of life cover and wealth accumulation
Get additional fund allocations from the first policy year
Look out for your child’s future with the Rising Start Benefit Option
Choice to invest in 7 diverse funds
Ultimately, it’s All About Fulfilling Your Goals
The plan that systematically helps you grow your wealth and also protects you
Benefits of Wealth Ultima :
Wealth Accumulation + Protection in one plan
Protect your child’s dreams with the Little Champ Benefit Option
Get life cover up to 100 years of age
Choice to invest in 7 diverse funds
Income Assured. Promises Secured with Regular Guaranteed¹ Income!
Pandemic, Recession, or anything – keep your guaranteed¹ income flowing!
Benefits of Guaranteed Income Star :
Regular Guaranteed¹ Income + Life Cover + Tax Benefits³ up to ₹46,800* in one plan
Option to start a Regular Stream of income from 2nd policy year⁶
Choice of 2 plan options – Flexible Income or Large Income
Option to avail additional Lumpsum pay-out at the time maturity
Look Out For Your Team With This Plan!
This is a hassle-free plan, made for quick decisioning to provide financial security to your group members.
Benefits of Group Life Protection Plan :
Member Addition & Deletion allowed throughout
The members don’t need to get a medical test done
Flexibility to choose a flat cover or a cover graded according different factors
Option to add member’s spouse to the plan
Creating Reserves For Employee Benefit Payouts, Simplified.
This plan helps you build reserves, so you can take care of your employees’ benefits payouts.
Benefits of Group Employee Benefit Plus :
Build reserves for Gratuity and Leave Encashment payouts.
Get life cover for every employee included in this plan
Interest applied to your Policy Account Value every day
Option to make top-up payments
Get Group Security Against Unforeseen Circumstances!
Benefits of Group Total Secure :
Choose between Life Cover & Life Cover with Terminal Illness
Group Security Against Death, Disability and Illness
Cover available through moratorium period when Decreasing Sum Assured coverage type is opted
Single & Joint Life options available
Make Your Future Plans A Guaranteed¹ Success!
Life cover and savings growth wrapped up in a neat little plan!
Benefits of POS Saral Nivesh :
Guaranteed¹ benefits on your investment
Discounts⁴ up to 13% on higher Sum Assured
Use the Limited Pay option to complete premium payments quicker
You can take a loan² against this plan
Big Investments for Your Big Future Plans
Makes sure nothing gets in the way of you and your dreams
Benefits of Wealth Premier :
Single payment to get your benefits
Loyalty additions at the end of 6th, 8th and 10th Policy year
Joint Life^¹ Option to include your loved one
No allocation & policy administration charges
Get The Means To Secure Your Group’s Goals!
Get the plan that’s perfect for short-term planning and secures your group’s future!
Benefits of Jan Suraksha :
The minimum premium amount for this plan is Rs.50 p.a for a minimum sum assured of Rs.5000
Group size can be as small as 5 members
You can opt for Single Life or Joint Life variant
Flexibility to choose between Level or Decreasing Sum Assured
Buying an Online Policy Was Never So Easy
Select Category
From multiple offerings based on your requirement, select the one that suits your needs.
Choose Your Plan & Premium
Based on your basic details, we recommend an investment amount and a plan which you have complete control to change.
Fill the Proposal Form
We will assist you to fill the proposal form and help you submit documents for issuance of policy.
Review & Pay
We provide flexibility of payment so you can make the payment using any platform that is suitable for you.
Secured Future Begins
Your plan is issued after your details and documentation is verified.
Reasons Why You’re Bound To Love Us Back
We want to enable our customers to achieve their financial goals and be financially secured.
We have the expertise in making you grow your wealth.
We constantly innovate our offerings to get better results to secure your future.
Reasons Why You’re Bound To Love Us Back
We want to enable our customers to achieve their financial goals and be financially secured.
We have the expertise in making you grow your wealth.
We constantly innovate our offerings to get better results to secure your future.
We are always there for you!
For queries, write to [email protected]
Contact us on 022 6611 6018
* Tax benefit of ₹ 46,800 is calculated at highest tax slab rate of 30% (in addition to income tax, cess of 4% is also applicable) on life insurance premium u/s 80C of ₹ 1,50,000. As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
0- Provided the premium paying term is more than or equal to 10 years.
^ The Special Exit Benefit shall be applicable on the premiums paid towards Life Cover and Premium Break Benefit, if any, and is not applicable on any additional premiums paid towards other Additional Benefit/s opted by the policyholder namely Child’s Future Protect Benefit or Better Half Benefit. This benefit is applicable provided all terms and conditions mentioned in the sales brochure are met. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
1- This is applicable only if all due premiums are paid and the policy is inforce.
2- Policy loan are subject to terms & conditions of the product. Refer product brochure for more details.
3- As per provisions of Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
4- Discount for large Sum Assured is available depending on the Sum Assured, policy term and premium paying term.
5 - Cash Bonus is a non-guaranteed benefit in the form of cash payout, payable annually in arrears every policy year, starting from the Income Start Year till maturity or death, whichever is earlier, while the policy is in-force.
7- The Reversionary Bonus is not guaranteed and would be declared based on the performance of the par fund. But once Reversionary Bonus is declared, it becomes guaranteed to be payable.
9- Riders are Optional and available at extra cost.
*1- For enchanced Sum assured of Rs.25 Lakhs, healthy male, age 18 whose premium is Rs. 5329/year which amounts to Rs.15/day exclusive of taxes.
*2- At the discretion of the Company and based on the performance of the participating fund, Simple Reversionary Bonus, if any may accrue every year from first policy year.
*3- For more details please read the sales brochure separately
^1 Please refer “Your Plan Benefits” section in product brochure for complete details.
^² The minimum premium amount under this plan is ₹ 500/- per month when bought online. The premium amount is applicable when premium payment mode is selected as annual. The minimum premium for annual mode is consistent with minimum sum assured on death available under the product. For other than annual mode, the minimum premium is consistent with minimum premium for annual mode after allowing for modal factors.
^⁴ On selecting plan option Enhanced Cover, the Sum Assured on Death at any point of time, provided the policy is in-force is highest of: - 20 times the annualized premium or any absolute amount assured to be paid on death or 20 times the annual premium. Annualized Premium shall be the premium amount payable in a year chosen by the Policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any. Annual Premium shall be the premium payable in a year chosen by the Policyholder, including loadings for modal premiums and the underwriting extra premiums, if any but excluding the taxes, rider premiums, if any.
The Non-Linked Insurance Products do not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary. Tax benefits are subject to changes in the tax laws. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding a sale.
Edelweiss Life – Zindagi Protect is only the name of an Individual, Non-Linked, Non-Participating, Pure Risk Premium/Savings, Life Insurance Plan. UIN: 147N078V01
Edelweiss Life – Saral Jeevan Bima is only the name of a non-linked, non- participating, individual pure risk premium, life insurance plan. UIN: 147N069V01
Edelweiss Life – Flexi-Savings Plan is a Non-Linked, Participating, Individual, Savings, Life Insurance Plan. UIN: 147N075V01
Edelweiss Life - Guaranteed Savings STAR is a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan UIN: 147N074V01
Edelweiss Life - Guaranteed Income STAR is only the name of a Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan. UIN: 147N073V01
Edelweiss Life – Premier Guaranteed Income is only the name of an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN: 147N072V02
Edelweiss Life - GCAP is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N031V02
Edelweiss Life – Active Income Plan is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N065V01
Edelweiss Life – Income Builder is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N057V02
Edelweiss Life – Single Pay Endowment Assurance Plan is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N018V03
Edelweiss Life - POS SARAL NIVESH is only the name of the Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N038V02
Edelweiss Life – Dhan Labh is only the name of an Individual, Non-Linked, Non-Par, Savings, Life Insurance Product. UIN: 147N033V02
Edelweiss Life – Smart Lifestyle is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N040V02
Edelweiss Life – Immediate Annuity Plan is only the name of the Individual, Non-Linked, Non-Par, Pure Risk Premium, General Annuity Product. UIN: 147N019V02
Edelweiss Life – Cashflow Protection Plus is only the name of the Individual, Non-Linked, Par, Savings, Life Insurance Product. UIN: 147N028V02
Edelweiss Life – Forever Pension is only the name of a Non-Linked, Non-Participating Single Premium Individual General Annuity Plan. UIN:147N068V01
Edelweiss Life - Saral Pension is only the name of a Non-Linked Non-Participating Individual Immediate Annuity Plan. UIN:1147N070V01
Edelweiss Life – CritiCare+ is only the name of the non participating non linked critical illness plan and does not in any way indicate the quality of the plan, its future prospects, or returns. UIN: 147N030V02
Edelweiss Life - Pradhan Mantri Jeevan Jyoti Bima Yojana is only the name of the Group, nonparticipating, non-linked yearly renewable group term insurance plan and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147G039V01
Edelweiss Life - Group Life Protection is only the name of a Group, Non-Linked, Non-Par, Life, Pure Risk Premium One Year Renewable Insurance Product. UIN: 147N008V05
Edelweiss Life – Group Employee Benefit Plus is only the name of a Group, Non-Linked, Non-Par, Savings, Life Insurance Fund based Product with yearly renewable policy term and does not in any way indicate the quality of the plan, its future prospects or returns. UIN: 147N064V01
Edelweiss Life – Group Credit Protection is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N002V03
Edelweiss Life – Group Total Secure is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Credit Insurance Product. UIN: 147N059V02
Edelweiss Life – Jan Suraksha is only the name of a Group, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product. UIN: 147N058V02
Edelweiss Life - Raksha Kavach (Micro Insurance Plan) is only the name of an Individual, Non-Linked, Non-Par, Pure Risk Premium, Life, Micro Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. UIN: 147N012V0
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. These plans do not in any way indicate the quality of the contract, its future prospects, or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges from your Personal Financial Advisor or the Intermediary or policy document of the Insurer. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Edelweiss Life – Wealth Rise+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L076V01
Edelweiss Life – Wealth Secure+ is the name of the Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L062V01
Edelweiss Life – Wealth Plus is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L055V03
Edelweiss Life – Wealth Gain+ is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L061V02
Edelweiss Life – Wealth Ultima is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L037V02
Edelweiss Life – Wealth Premier is the name of a Unit Linked, Non-Participating, Individual, Life Insurance Plan. UIN: 147L066V01
Edelweiss Life – Premier Guaranteed STAR is an Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product. UIN is 147N077V01
Edelweiss Life – Easy Pension is the name of A Unit-Linked, Non-Participating, Individual, Pension Product. UIN: 147L034V02
Edelweiss Life - Group Wealth Accumulation is the name of the non-participating, unit linked group life insurance contract. UIN: 147L014V02
ARN : WP/3251/Apr/2023